51 State 371 NW, Backus, MN 56435 Property Records

Cass County property record for 51 State 371 NW, Backus, MN 56435

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 2.5 ba · 1,652 sqft · built 1992
Lot Size	13.6 acres (594,594 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Aug 2022)
Tax Bill	$2,054 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more
APN	`34-032-3401`

Property Details

APN / Parcel Number

Primary APN	`34-032-3401`
Alternative APN	`25202`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Stories	1 Story
Building Area	1,652 sqft Base Area
1st Floor Area	1,652 sqft
Basement Area	1,460 sqft
Finished Basement	1,460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	594,594 sqft (13.6 acres)
Lot Width	856 ft Width
View / Lot	Waterfront / Beach
Garage Area	1,492 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft
Pole Barn	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25202
Street Address	51 STATE 371 NW
City	BACKUS
State	MN
Zip	56435-2557
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	TH PT OF SE SW LYG E OF W700 FT & LYG N OF
Legal Range	30
Legal Township	139
Legal Section	32
Jurisdiction	CASS MN
Township / Civil Division	POWERS
Census Block Group	1
Census Block	1055
Census Tract	960600

Owner

Source: Cass County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51 STATE 371 NW, BACKUS, MN 56435-2557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK NORTH
Jan 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTAR FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	20221451451
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Recording Date	Oct 9, 2026
Property Address	51 STATE 371 NW, BACKUS, MN 56435-2557
Document Number	0000725310
Instrument Date	Oct 5, 2026
Instrument	2026725310
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 STATE 371 NW, BACKUS, MN 56435-2557

Mortgage

Document Number	0000725310,
Date	Oct 9, 2026
Instrument	2026725310

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Aug 18, 2022
Property Address	51 STATE 371 NW, BACKUS, MN 56435-2557
Document Number	A000687135
Instrument Date	Aug 9, 2022
Instrument	A000687135
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	51 STATE 371 NW, BACKUS, MN 56435-2557

Mortgage

Document Number	A000687136
Date	Aug 18, 2022
Instrument	A000687136

Lender

Name	FIRST NATIONAL BANK NORTH

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.3%
Type Change Date	Aug 9, 2025
Max Rate At Change	4.2%
Index	Other

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Jan 15, 2021
Property Address	51 STATE 371 NW, BACKUS, MN 56435-2557
Document Number	A000668399
Instrument Date	Jan 14, 2021
Instrument	A000668399
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	51 STATE 371 NW, BACKUS, MN 56435-2557

Mortgage

Document Number	A000668400
Date	Jan 15, 2021
Instrument	A000668400

Lender

Name	TRUSTAR FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Powers Township
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,054.00 (+6.65%)
2025	$1,926.00 (+28.06%)	$402,100 (+21.15%) Land $77,100 Building $325,000	$402,100 (+21.15%) Land $77,100 Building $325,000
2023	$1,504.00
2022		$331,900 Land $58,900 Building $273,000	$331,900 Land $58,900 Building $273,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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