Volusia County property record for 51 Spruce Ln, Debary, FL 32713
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,322 sqft · built 1953 |
| Lot Size | 0.386 acres (16,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,000 (May 2026) |
| Tax Bill | $3,737 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 8033-00-00-0990 |
| Primary APN | 8033-00-00-0990 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,322 sqft Living Area |
| Gross Area | 1,574 sqft |
| 1st Floor Area | 1,322 sqft |
| Utility Room | Utility Room |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,830 sqft (0.386 acres) |
| Lot Dimensions | 153 ft deep x 110 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 225 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2424842 |
|---|---|
| Street Address | 51 SPRUCE LN |
| City | DEBARY |
| State | FL |
| Zip | 32713-2868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33-18-30 N 118 FT OF S 335 FT OF W 270 FT ON N/L E OF SPRUCE LN OF SE 1/4 OF NE 1/4 PER OR 2181 PG 0599 PER OR 4539 PG 4972 PER OR 5947 PG 4241 PER OR 7581 PGS 4806-4807 PER OR 8039 PG 3385 PER OR 8050 PG 3078 PER OR 8369 PG 4288 |
| Legal Range | 30E |
| Legal Township | 18S |
| Legal Section | 33 |
| Legal Subdivision | SPRUCE |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DEBARY-ORANGE CITY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 90904 |
51 Spruce Ln is owned and occupied by an individual who bought it in May 2026.
Source: Volusia County records, as of June 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 SPRUCE LN, DEBARY, FL 32713-2868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 15, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 17, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 19, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 8, 2018 | Warranty Deed, Transfer · Conventional with PMI PLANET HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on File |
| Deed Sale | May 15, 2026 · Amount on File |
| Prior Sale | Feb 17, 2023 · Amount on File |
| Deed Document Number | 202688712 |
| Deed Book / Page | 8854 / 347 |
| Prior Transfer Date | Mar 23, 2021 |
| Prior Transfer Doc | 0080393385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | May 15, 2026 |
| Property Address | 51 SPRUCE LN, DEBARY, FL 32713-2868 |
| Document Number | 0000088712 |
| Book / Page | 8854 / 347 |
| Instrument Date | May 13, 2026 |
| Instrument | 202688712 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | REPUBLIC TITLE SERVICES, PUBLIC TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $246,743.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 51 SPRUCE LN, DEBARY, FL 32713-2868 |
| Document Number | 0000088713, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202688713 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | May 15, 2026 |
| Property Address | 51 SPRUCE LN, DEBARY, FL 32713-2868 |
| Document Number | 0088540347 |
| Book / Page | 8854 / 347 |
| Instrument Date | May 13, 2026 |
| Instrument | 202688712 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | PUBLIC TITLE SERVICES LLC, PUBLIC TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $246,743.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 51 SPRUCE LN, DEBARY, FL 32713-2868 |
| Document Number | 0000088713, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202688713 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 5.74% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Feb 17, 2023 |
| Property Address | 51 SPRUCE LN, DEBARY, FL 32713-2868 |
| Document Number | 0083694288 |
| Book / Page | 8369 / 4288 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023033434 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | RIDGE SECURITY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 908 W MAIN ST, LAKELAND, FL 33815-4516 |
| Name | Verified Name |
|---|---|
| Address | 51 SPRUCE LN, DEBARY, FL 32713-2868 |
| Document Number | 0083694290 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 8369/4290 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | May 19, 2021 |
| Property Address | 51 SPRUCE LN, DEBARY, FL 32713-2868 |
| Document Number | 0080503078 |
| Book / Page | 8050 / 3078 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021-116774 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 SPRUCE LN, DEBARY, FL 32713-2868 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Aug 8, 2018 |
| Property Address | 51 SPRUCE LN, DEBARY, FL 32713-2868 |
| Document Number | 0075814806 |
| Book / Page | 007581 / 004806 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 159761 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | TRIDENT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 51 SPRUCE LN DEBARY FL 327132868, DEBARY, FL 32713-2868 |
| Document Number | 75814808 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 007581/004808 |
| Instrument | 159762 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2048 |
The 2025 property tax bill for 51 Spruce Ln was $3,737 with a homeowner's exemption, down 2.3% from the year before.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | DeBary City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,760 (-0.32%) Land $63,641 Building $190,119 | $253,760 (-0.32%) Land $63,641 Building $190,119 | |
| 2025 | $3,737.00 (-2.33%) Homeowner's exemption | $254,572 Land $63,641 Building $190,931 | $254,572 Land $63,641 Building $190,931 |
| 2024 | $3,826.00 (+60.76%) | ||
| 2023 | $2,380.00 (+4.85%) Homeowner's exemption | $174,253 (+4.92%) | $232,581 (+23.61%) Land $59,455 Building $173,126 |
| 2022 | $2,270.00 Homeowner's exemption | $166,076 | $188,161 Land $43,428 Building $144,733 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 51 Spruce Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Spruce Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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