Campbell County property record for 51 Spring Oaks Dr, Lynchburg, VA 24501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,319 sqft · built 2005 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,000 (Nov 2009) |
| Tax Bill | $1,386 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Oct 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22H-2-28 |
| Primary APN | 22H-2-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,319 sqft Living Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 1,267 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 25,265 sqft (0.58 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10035265 |
|---|---|
| Street Address | 51 SPRING OAKS DR |
| City | LYNCHBURG |
| State | VA |
| Zip | 24501-5446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSFC |
| Legal Description | SPRING OAKS - LOT 28 SEC 2 |
| Legal Subdivision | SPRING OAKS |
| Legal Lot Number | 28 |
| Jurisdiction | CAMPBELL VA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20200 |
51 Spring Oaks Dr is owned and occupied by two individuals who bought it in November 2009.
Source: Campbell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 SPRING OAKS DR, LYNCHBURG, VA 24501-5446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Oct 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2009 · Amount on File |
| Deed Sale | Nov 25, 2009 · Amount on File |
| Prior Sale | Feb 18, 2008 · Amount on File |
| Deed Book / Page | 1000 / 2300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 51 SPRING OAKS DR, LYNCHBURG, VA 24501-5446 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220001883 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 220001883 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 51 SPRING OAKS DR, LYNCHBURG, VA 24501-5446 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200006089 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 200006089 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 235 Months |
| Due | May 1, 2040 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 51 Spring Oaks Dr was $1,386.
Source: Campbell County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Campbell County |
| Unified School District | Campbell County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,386.00 | $308,200 Land $40,000 Building $268,200 | $308,200 Land $40,000 Building $268,200 |
| 2023 | $1,386.00 | $308,200 Land $40,000 Building $268,200 | $308,200 Land $40,000 Building $268,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Spring Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Spring Oaks Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Glo Fiber Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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