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51 Spring Garden St, Warwick, RI 02888 Property Records

Warwick City property record for 51 Spring Garden St, Warwick, RI 02888

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,505 sqft · built 1895
Lot Size0.212 acres (9,240 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Feb 2004)
Tax Bill$6,476 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29203200000

Property Details

APN / Parcel Number

Primary APN29203200000
Alternative APNs
  • WARW M:292 B:0320 L:0000
  • 100113423

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,505 sqft Living Area
Gross Area2,693 sqft
1st Floor Area1,073 sqft
Basement Area912 sqft
Unfinished Basement672 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,240 sqft (0.212 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number100113423
Street Address51 SPRING GARDEN ST
CityWARWICK
StateRI
Zip02888-1652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block320
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1032
Census Tract21002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Pawtuxet Village Historic District
listed 1973 · 417 contributing resources · NRIS 73000050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address51 SPRING GARDEN ST, WARWICK, RI 02888-1652
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Line of Credit
PAWTUCKET CU
Jan 10, 2017Deed of Trust, Mortgage · Conventional with PMI
PAWTUCKET CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2004 · Amount on Record
Deed SaleFeb 27, 2004 · Amount on Record
Deed Book / Page5071 / 24
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address51 SPRING GARDEN ST, WARWICK, RI 02888-1652
Transaction TypeMortgage
Record UpdatedFeb 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009774-202
DateMar 10, 2021
Book Page9774/202
Instrument5007
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 1, 2046
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address51 SPRING GARDEN ST, WARWICK, RI 02888-1652
Document Number8741-284
Book / Page008741 / 000284
Instrument DateJan 10, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 SPRING GARDEN ST WARWICK RI 028881652, WARWICK, RI 02888-1652

Mortgage

Document Number8741-284
DateJan 13, 2017
Book Page008741/000284
Instrument524
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJan 12, 2032

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,476.00 (+13.3%)$509,900 (+26.59%) Land $199,900 Building $310,000
2024$465,120
2023$5,716.00 (+4.52%)$402,800 (+37.95%) Land $170,700 Building $232,100
2022$5,469.00$292,000 Land $120,100 Building $171,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims9 (1978–2023)
Claims Outside the SFHA1 of 9
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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