51 Split Rail Ct, Wentzville, MO 63385 Property Records

St. Charles County property record for 51 Split Rail Ct, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Aug 2017)
Tax Bill	$3,195 (2024)
Deeds & Mortgages	Feb 2023 Sale Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T010200232`

Property Details

APN / Parcel Number

Primary APN	`T010200232`
Alternative APN	`4-0010-8570-00-0074.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	3,176 sqft
1st Floor Area	1,356 sqft
Basement Area	1,316 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	664 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010200232
Street Address	51 SPLIT RAIL CT
City	WENTZVILLE
State	MO
Zip	63385-5572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER BROOK #7 LOT 74
Legal Subdivision	SUMMER BROOK #7
Legal Lot Number	74
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1003
Census Tract	312094

Owner

51 Split Rail Ct is owned and occupied by two individuals who acquired it in January 2023.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 SPLIT RAIL CT, WENTZVILLE, MO 63385-5572
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Beneficiary Deed, Transfer
Jun 4, 2021	Deed of Trust, Mortgage · VA Mortgage JLB CORP
Aug 24, 2019	Deed of Trust, Mortgage · VA Mortgage GOLDEN OAK LNDG
Aug 4, 2017	Warranty Deed, Transfer · VA Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2017 · Amount on File
Deed Sale	Aug 4, 2017 · Amount on File
Prior Sale	Oct 29, 2009 · Amount on File
Deed Document Number	2017490190
Deed Book / Page	6787 / 336
Last Transfer Date	Jan 26, 2023
Transfer Doc	0000004460
Record Updated	Sep 20, 2026

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 6, 2023
Property Address	51 SPLIT RAIL CT, WENTZVILLE, MO 63385-5572
Document Number	0000004460
Map Reference	MB 37 PG 151
Instrument Date	Jan 26, 2023
Instrument	2023R-004460
Transaction Type	Transfer
Record Updated	Feb 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 SPLIT RAIL CT, WENTZVILLE, MO 63385-5572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 JUNIPER DR, WARRENTON, MO 63383-3297

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	51 SPLIT RAIL CT, WENTZVILLE, MO 63385-5572
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 SPLIT RAIL CT, WENTZVILLE, MO 63385-5572

Mortgage

Document Number	2021R047969
Date	Jun 4, 2021
Instrument	2021R-047969

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	51 SPLIT RAIL CT, WENTZVILLE, MO 63385-5572
Document Number	0071340360
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	51 SPLIT RAIL CT WENTZVILLE MO 633855572, WENTZVILLE, MO 63385-5572

Mortgage

Document Number	0071340360
Date	Aug 30, 2019
Book Page	007134/000360
Instrument	468750

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 4, 2017
Property Address	51 SPLIT RAIL CT, WENTZVILLE, MO 63385-5572
Document Number	0067870336
Book / Page	6787 / 0336
Map Reference	MB 37 PG 151
Instrument Date	Aug 2, 2017
Instrument	20170804000490190
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 DOVEDALE DR, 430, O FALLON, MO 63366-7575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 SPLIT RAIL CT, WENTZVILLE, MO 63385-5572

Mortgage

Document Number	20170804000490200
Date	Aug 4, 2017
Instrument	20170804000490200

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,587 (-)	$276,771 (-) Land $50,000 Building $226,771
2025		$52,587	$276,771 Land $50,000 Building $226,771
2024	$3,195.00
2023		$46,198
2022			$243,146 Land $40,000 Building $203,146

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 51 Split Rail Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Split Rail Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENTZVILLE PWS serves 41,784 people · EPA ID MO6010849
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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