51 Snapper Cv, Savannah, TN 38372 Property Records

Hardin County property record for 51 Snapper Cv, Savannah, TN 38372

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,826 sqft · built 2000
Lot Size	0.229 acres (9,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 2020)
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036137K F 00400`

Property Details

APN / Parcel Number

Primary APN	`036137K F 00400`
Alternative APN	`137K F 00400`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,990 sqft
Terrain	Rolling
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	290 sqft
Deck Area	240 sqft
Patio Area	400 sqft
Boat Access	Boat Access
Boat House	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	51 SNAPPER CV
City	SAVANNAH
State	TN
Zip	38372-5893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE COVE PH 4 UNIT 1 18
Legal Subdivision	TURTLE COVE PH 4 UNIT 1
Legal Lot Number	18 26
Legal Unit	1
Jurisdiction	HARDIN TN
Township / Civil Division	2
Census Block Group	1
Census Block	1046
Census Tract	920502

Owner

Source: Hardin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1185 OAK RIVER RD, MEMPHIS, TN 38120-3318
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Line of Credit FINANCIAL FEDERAL BANK
Feb 1, 2021	Deed of Trust, Mortgage · Line of Credit FINANCIAL FEDERAL BANK
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Feb 11, 2005 · Amount on Record
Deed Document Number	0000073898
Deed Book / Page	738 / 98
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	51 SNAPPER CV, SAVANNAH, TN 38372-5893
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000756106
Date	Feb 1, 2021
Book Page	756/106
Instrument	152252

Lender

Name	FINANCIAL FEDERAL BANK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jan 22, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	51 SNAPPER CV, SAVANNAH, TN 38372-5893
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	756106
Date	Feb 1, 2021
Book Page	756/106
Instrument	152252

Lender

Name	FINANCIAL FEDERAL BANK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jan 22, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Jul 23, 2020
Property Address	51 SNAPPER CV, SAVANNAH, TN 38372-5893
Document Number	0000073898
Book / Page	738 / 98
Map Reference	MB 5 PG 132
Instrument Date	Jul 23, 2020
Instrument	148341
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	MID SOUTH TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 OAK RIVER RD, MEMPHIS, TN 38120-3318

Mortgage

Document Number	0000148342
Date	Jul 23, 2020
Instrument	148342

Lender

Name	FINANCIAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,385.00	$79,150 (-) Land $7,500 Building $71,650
2024	$1,385.00	$79,150 (-) Land $7,500 Building $71,650
2023	$1,385.00 (-1.84%)	$79,150 (+15.55%) Land $7,500 Building $71,650	$316,600 (+15.55%) Land $30,000 Building $286,600
2022	$1,411.00	$68,500 Land $7,500 Building $61,000	$274,000 Land $30,000 Building $244,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (2019–2020)
Most Recent Claim	Feb 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA UTILITIES private · serves 1,155 people · EPA ID TN0000948
Water Source	Purchased groundwater from SAVANNAH UTILITY DEPARTMENT
Last State Inspection	May 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: TVEC Connect.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Snapper Cv

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