Stephens County property record for 51 Smith Rd, Toccoa, GA 30577 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,024 sqft Heated Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $115,600 (2021) |
| Tax Bill | $535.00 (2025) |
| Primary APN | 032A 186 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,024 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | 1 Porch |
|---|---|
| Porch Area | 96 sqft Porch |
| Topography | Gentle Slope Topography |
| Utility Building | 48 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 503900 |
|---|---|
| Street Address | 51 SMITH RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6693 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACTS 1 & 2 SMITH RD |
| Legal Subdivision | 0200 - PRIMARY - SF |
| Legal Tract | 1,2 |
| Jurisdiction | STEPHENS GA |
| Minor Civil Division | TOCCOA |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 970301 |
Source: Stephens County records · APN 032A 186
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 SMITH RD, TOCCOA, GA 30577-6693 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL |
| Oct 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL |
| Jul 22, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on Record |
| Deed Sale | Oct 20, 2021 · Amount on Record |
| Prior Sale | Jul 20, 2020 · Amount on Record |
| Deed Doc Number | 20211520 |
| Deed Book / Page | 1275 / 97 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 51 SMITH RD, TOCCOA, GA 30577-6693 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 51 SMITH RD, TOCCOA, GA 30577-6693 |
| Document Number | 0012750000000099 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 0000001275/0000000099 |
| Instrument | 2021000656 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 20, 2021 |
| Property Address | 51 SMITH RD, TOCCOA, GA 30577-6693 |
| Document Number | 0012750097 |
| Book / Page | 1275 / 97 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021-001520 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1003 CAMERON DR, BUFORD, GA 30518-5102 |
| Document Number | 2021000656 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021000656 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 171 Months |
| Due | Jan 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 22, 2020 |
| Property Address | 51 SMITH RD, TOCCOA, GA 30577-6693 |
| Document Number | 0012170008 |
| Book / Page | 001217 / 000008 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $72.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 SMITH RD TOCCOA GA 305776693, TOCCOA, GA 30577-6693 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $535.00 (+314.73%) Homeowner's exemption Senior Citizen's exemption | $66,981 (+70.63%) Land $1,061 Building $65,920 | $167,453 (+70.63%) Land $2,653 Building $164,800 |
| 2023 | $129.00 (-88.18%) Homeowner's exemption | $39,254 (+7.02%) Land $1,061 Building $38,193 | $98,136 (+7.02%) Land $2,653 Building $95,483 |
| 2022 | $1,091.00 Homeowner's exemption | $36,679 Land $1,061 Building $35,618 | $91,697 Land $2,653 Building $89,044 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 16% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures