Martin County property record for 51 SE Taho Ter, Stuart, FL 34997
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,364 sqft · built 1987 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,900 (May 2019) |
| Tax Bill | $2,819 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-38-41-008-000-0259.0-4-0000 |
| Primary APN | 40-38-41-008-000-0259.0-4-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Gross Area | 1,996 sqft |
| 1st Floor Area | 1,364 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,879 sqft (0.112 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 362 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 36511 |
|---|---|
| Street Address | 51 SE TAHO TER |
| City | STUART |
| State | FL |
| Zip | 34997-5581 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2A |
| Legal Description | FISHERMANS COVE SEC 2 PHASE 4 E 34.5 OF LOT 259 & W 10 OF LOT 258 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 40 |
| Legal Subdivision | FISHERMANS COVE (AKA SOMERSET) |
| Legal Block | 2 |
| Legal Lot Number | 259 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1105 |
51 SE Taho Ter, a duplex, is owned and occupied by two individuals who bought it in May 2019.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 SE TAHO TER, STUART, FL 34997-5581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| May 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage OWNERS CHOICE FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on File |
| Deed Sale | May 28, 2019 · Amount on File |
| Prior Sale | Jan 24, 2011 · Amount on File |
| Deed Document Number | 20192756627 |
| Deed Book / Page | 3061 / 686 |
| Prior Transfer Date | Mar 14, 2016 |
| Prior Transfer Doc | 0028400031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 51 SE TAHO TER, STUART, FL 34997-5581 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 51 SE TAHO TER, STUART, FL 34997-5581 |
| Document Number | 0033630555 |
|---|---|
| Date | Mar 8, 2023 |
| Book Page | 3363/555 |
| Instrument | 3005594 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.79% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.7% |
| Index | 1-Year T-Bill |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | May 28, 2019 |
| Property Address | 51 SE TAHO TER, STUART, FL 34997-5581 |
| Document Number | 0030610686 |
| Book / Page | 3061 / 0686 |
| Map Reference | MB 10 PG 16 |
| Instrument Date | May 23, 2019 |
| Instrument | 2756627 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | PATCH REEF TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,399.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 N QUAKER LN, 590, HYDE PARK, NY 12538-3005 |
| Name | Verified Name |
|---|---|
| Address | 51 SE TAHO TER, STUART, FL 34997-5581 |
| Document Number | 0003061691 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 3061/691 |
| Name | OWNERS CHOICE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 51 SE Taho Ter was $2,819 with a homeowner's exemption, down 0.2% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,819.00 (-0.21%) Homeowner's exemption | $191,419 | $282,730 Land $130,000 Building $152,730 |
| 2024 | $2,825.00 (+2.69%) | ||
| 2023 | $2,751.00 (+4.01%) Additional exemption filed | $180,607 (+3%) | $239,190 (+11.9%) Land $90,000 Building $149,190 |
| 2022 | $2,645.00 Homeowner's exemption | $175,347 | $213,750 Land $82,000 Building $131,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 SE Taho Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 SE Taho Ter is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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