51 Saddlebed Ct, Wentzville, MO 63385 Property Records

St. Charles County property record for 51 Saddlebed Ct, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 2015
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,500 (Dec 2020)
Tax Bill	$4,582 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T052300688`

Property Details

APN / Parcel Number

Primary APN	`T052300688`
Alternative APN	`4-0024-9680-00-142C.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Basement Area	1,720 sqft

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	11,761 sqft (0.269 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T052300688
Old Parcel Number	T052300688
Street Address	51 SADDLEBED CT
City	WENTZVILLE
State	MO
Zip	63385-6818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARLTON GLEN EST #6 LOT 142C
Legal Range	02E
Legal Township	47N
Legal Subdivision	CARLTON GLEN EST #6
Legal Lot Number	142C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3011
Census Tract	312193

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 SADDLEBED CT, WENTZVILLE, MO 63385-6818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Dec 3, 2020	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Dec 1, 2015 · Amount on Record
Deed Document Number	0202094612
Deed Book / Page	2020 / 94612
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	51 SADDLEBED CT, WENTZVILLE, MO 63385-6818
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 SADDLEBED CT, WENTZVILLE, MO 63385-6818

Mortgage

Document Number	0000052897
Date	Sep 27, 2022
Instrument	2022R-052897

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 14, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 3, 2020
Property Address	51 SADDLEBED CT, WENTZVILLE, MO 63385-6818
Document Number	0000094612
Instrument Date	Nov 30, 2020
Instrument	94612
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	CLEAR TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 SADDLEBED CT WENTZVILLE MO 633856818, WENTZVILLE, MO 63385-6818

Mortgage

Document Number	94613
Date	Dec 3, 2020
Instrument	94613

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,582.00	$68,123 (+0.16%)	$358,540 (+0.16%) Land $80,002 Building $278,538
2023		$68,016
2022			$357,981 Land $55,002 Building $302,979

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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