51 S Commerce St, #A, Liberty, SC 29657 Property Records

Pickens County property record for 51 S Commerce St, #A, Liberty, SC 29657

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,600 sqft · built 1930
Lot Size	0.13 acres (1,495 sqft)
Owner	2 Trust Names on File
Last Sale	$130,000 (May 2021)
Tax Bill	$2,461 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4097-05-18-5649`

Property Details

APN / Parcel Number

Primary APN	`4097-05-18-5649`
Alternative APN	`R0038159`

Interior

Stories	2 Stories
Building Area	2,600 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Fire Resistance	Fireproof Reinforced Concrete
Roof Type	Flat
Roof Material	Other
Lot Area	1,495 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	R0038159
Street Address	51 S COMMERCE ST, A
City	LIBERTY
State	SC
Zip	29657-1132
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	509
Legal Description	51 S COMMERCE ST
Legal Unit	A
Jurisdiction	PICKENS SC
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1000
Census Tract	11004

Owner

Source: Pickens County assessment roll, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	2131 WOODRUFF RD, 2100, GREENVILLE, SC 29607-5959
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Deed Document Number	202110131
Deed Book / Page	2276 / 166
Last Transfer Date	May 26, 2022
Transfer Doc	0000009219
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	51 S COMMERCE ST # A, A, LIBERTY, SC 29657-1132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014482
Date	Sep 11, 2017
Book Page	5248/236
Instrument	201714482

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	51 S COMMERCE ST # A, A, LIBERTY, SC 29657-1132
Document Number	0000017818
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 S PEACHTREE ST LIBERTY SC 296571030, LIBERTY, SC 29657-1030

Mortgage

Document Number	0000017818
Date	Nov 19, 2019
Book Page	005572/000323
Instrument	17818

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 18, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Municipality	Liberty City
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,461.00 (+10.01%)	$8,970 (+15%) Land $440 Building $8,530	$166,100 (+27.77%) Land $8,100 Building $158,000
2024	$2,237.00 (+1.18%)	$7,800 (-) Land $1,800 Building $6,000	$130,000 (-) Land $30,000 Building $100,000
2023	$2,211.00 (+0.87%)	$7,800 (-) Land $1,800 Building $6,000	$130,000 (-) Land $30,000 Building $100,000
2022	$2,192.00	$7,800 Land $1,800 Building $6,000	$130,000 Land $30,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIBERTY serves 3,594 people · EPA ID SC3910003
Water Source	Purchased surface water from EASLEY CENTRAL W/D #1
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100

May also be available: Spectrum, Verizon.

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