51 Ruth Pl, North Babylon, NY 11703 Property Records

Suffolk County and Babylon Town property record for 51 Ruth Pl, North Babylon, NY 11703

Property Summary

Property Type	Single Family Home
Details	1 ba · 963 sqft · built 1960
Lot Size	0.117 acres (5,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jul 2008)
Tax Bill	$9,334 (2024)
Deeds & Mortgages	Mar 2021 Refinance Aug 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`472089 146.-1-40`

Property Details

APN / Parcel Number

Primary APN	`472089 146.-1-40`
Alternative APNs	`0100-146.00-01.00-040.000` `208914600000010400000000` `472000457390` `20222200410` `20232200410` `20252200410`

Interior

Full Baths	1 Bath
Building Area	963 sqft Building Perimeter

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	5,080 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide

Location & Zoning

Account Number	20252200410
Street Address	51 RUTH PL
City	NORTH BABYLON
State	NY
Zip	11703-4912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	FILED MAP 242 LOTS 178&179
Legal Block	1
Legal Lot Number	40
Jurisdiction	SUFFOLK NY
Township / Civil Division	BABYLON
Census Block Group	3
Census Block	3013
Census Tract	123101

Owner

Source: Suffolk County and Babylon Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 RUTH PL, NORTH BABYLON, NY 11703-4912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ISLAND FCU
Aug 6, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance ISLAND FCU
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAST COAST CAP CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2008 · Amount on Record
Deed Sale	Jul 16, 2008 · Amount on Record
Deed Book / Page	12558 / 266
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	51 RUTH PL, NORTH BABYLON, NY 11703-4912
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232470220
Date	Mar 17, 2021
Book Page	23247/220
Instrument	DL061931

Lender

Name	ISLAND FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	51 RUTH PL, NORTH BABYLON, NY 11703-4912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229470983
Date	Aug 6, 2018
Book Page	22947/983
Instrument	18-0144523

Lender

Name	ISLAND FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	51 RUTH PL, NORTH BABYLON, NY 11703-4912
Document Number	0231970667
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 RUTH PL NORTH BABYLON NY 117034912, NORTH BABYLON, NY 11703-4912

Mortgage

Document Number	0231970667
Date	Nov 18, 2020
Book Page	023197/000667

Lender

Name	EAST COAST CAP CORP
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2035

Tax Assessment & Valuation

Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Babylon Town
Unified School District	North Babylon Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,000 (-) Land $170 Building $2,830	$508,475 (+11,254.96%) Land $28,814 Building $479,661
2024	$9,334.00		$4,478 (-1.5%) Land $254 Building $4,224
2023		$3,000 Land $170 Building $2,830	$4,546 Land $258 Building $4,288

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1979–2014)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

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