51 Royal Oak Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 51 Royal Oak Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$339,900 (Jun 2023)
Tax Bill	$4,270 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7032-00240-0030`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7032-00240-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,714 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	51 ROYAL OAK DR
City	PALM COAST
State	FL
Zip	32164-6925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 32 BLOCK 00024 LOT 0003 SUBDIVISION COMPLETION YEAR 1979 OR 352 PG 647 OR 1793/176 OR 2190/647
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	24
Legal Lot Number	3
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1000
Census Tract	60214

Owner

51 Royal Oak Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Flagler County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 ROYAL OAK DRIVE 51 ROYAL OAK DR, PALM COAST, FL 32164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 1, 2021	Warranty Deed, Transfer OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC
Mar 3, 2021	Intrafamily Transfer, Transfer
Mar 2, 2017	Warranty Deed, Transfer · Conventional Mortgage BRADLEY J & KIM S WEAGLEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Jun 1, 2021 · Amount on File
Deed Document Number	202323777
Deed Book / Page	2785 / 1610
Prior Transfer Date	Jan 28, 2021
Prior Transfer Doc	0025331783
Record Updated	Oct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 2, 2023
Property Address	51 ROYAL OAK DR, PALM COAST, FL 32164-6925
Document Number	0027851610
Book / Page	2785 / 1610
Map Reference	MB 10 PG 54-66
Instrument Date	May 12, 2023
Instrument	2023023777
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,379.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 22547, SAINT SIMONS IS, GA 31522-8947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 ROYAL OAK DR, PALM COAST, FL 32164-6925

Mortgage

Document Number	0027851613
Date	Jun 2, 2023
Instrument	2785/1613

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 1, 2021
Property Address	51 ROYAL OAK DR, PALM COAST, FL 32164-6925
Document Number	0025680638
Book / Page	2568 / 638
Map Reference	MB 10 PG 54-66
Instrument Date	May 21, 2021
Instrument	2021029992
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount on Record
Tax	$377.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 ROUND THORN DR, 49, PALM COAST, FL 32164-6931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 22547, SAINT SIMONS ISLAND, GA 31522-8947
Investor	Possibly a Property Investor

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Mar 3, 2021
Property Address	51 ROYAL OAK DR, PALM COAST, FL 32164-6925
Document Number	0025331783
Book / Page	2533 / 1783
Map Reference	MB 10 PG 54-66
Instrument Date	Jan 28, 2021
Instrument	2021011240
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROUND THORN DR, PALM COAST, FL 32164-6931

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 2, 2017
Property Address	51 ROYAL OAK DR, PALM COAST, FL 32164-6925
Document Number	0021900647
Book / Page	002190 / 000647
Instrument Date	Jan 13, 2017
Instrument	7627
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 ROUND THORN DR PALM COAST FL 321646931, PALM COAST, FL 32164-6931

Mortgage

Document Number	21900649
Date	Mar 2, 2017
Book Page	002190/000649
Instrument	7628

Lender

Name	BRADLEY J & KIM S WEAGLEY
Address	11050 QUAKER ST, CONSTANTINE, MI 49042-9616
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2027

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 51 Royal Oak Dr was $4,270 with a homeowner's exemption, up 0.6% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,270.00 (+0.59%) Homeowner's exemption	$278,137 Land $52,000 Building $226,137	$278,137 Land $52,000 Building $226,137
2024	$4,245.00 (+459.29%)
2023	$759.00 (-5.01%)	$41,000 (-2.38%) Land $41,000	$41,000 (-2.38%) Land $41,000
2022	$799.00	$42,000 Land $42,000	$42,000 Land $42,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 51 Royal Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Royal Oak Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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