51 Rosebud Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 51 Rosebud Cir, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,579 sqft · built 2004
Lot Size	0.171 acres (7,488 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Sep 2025)
Tax Bill	$1,309 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`720-31194-000`

Property Details

APN / Parcel Number

Primary APN	`720-31194-000`
Alternative APN	`23838`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,579 sqft Living Area
1st Floor Area	1,579 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,488 sqft (0.171 acres)
Lot Dimensions	117 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	760 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	82 sqft
Patio Area	153 sqft
Fence	Fence
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	51 ROSEBUD CIR
City	CABOT
State	AR
Zip	72023-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:194 CITY/MUNI/TWP:CABOT SUBD:BLOOMING RIDGE IV SEC/TWN/RNG/MER:SEC 29 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	29
Legal Subdivision	BLOOMING RIDGE IV
Legal Lot Number	194
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1001
Census Tract	20206

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	51 ROSEBUD CIR, CABOT, AR 72023-8747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 9, 2021	Warranty Deed, Transfer · VA Mortgage SENTE MORTGAGE INC
May 31, 2019	Warranty Deed, Transfer · FHA Mortgage PILGRIM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	2025-08736
Deed Book / Page	2025 / 8736
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Sep 18, 2025
Property Address	51 ROSEBUD CIR, CABOT, AR 72023-8747
Document Number	0000008736
Book / Page	2025 / 8736
Instrument Date	Sep 11, 2025
Instrument	2025-08736
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	UNITED ABSTRACT AND TITLE COMPANY INC, UNITED ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 ROSEBUD CIR, CABOT, AR 72023-8747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 ROSEBUD CIR, CABOT, AR 72023-8747

Mortgage

Document Number	0202508737
Date	Sep 18, 2025
Instrument	2025-08737

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 9, 2021
Property Address	51 ROSEBUD CIR, CABOT, AR 72023-8747
Document Number	0000008956
Book / Page	2021 / 8956
Instrument Date	Jul 2, 2021
Instrument	2021-08956
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 ROSEBUD CIR, CABOT, AR 72023-8747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 ROSEBUD CIR, CABOT, AR 72023-8747

Mortgage

Document Number	0202108957
Date	Jul 9, 2021
Instrument	2021-08957

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	May 31, 2019
Property Address	51 ROSEBUD CIR, CABOT, AR 72023-8747
Document Number	0000005130
Instrument Date	May 24, 2019
Instrument	5130
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	51 ROSEBUD CIR CABOT AR 720238747, CABOT, AR 72023-8747

Mortgage

Document Number	5131
Date	May 31, 2019
Instrument	5131

Lender

Name	PILGRIM MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78232

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Mortgage

Document Number	5132,
Date	May 31, 2019
Instrument	5132

Lender

Name	HOUSING FIN AUTH
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 30, 2029

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,730 (-) Land $3,700 Building $22,030
2024	$1,309.00
2023	$1,309.00	$25,730 Land $3,700 Building $22,030	$128,650 Land $18,500 Building $110,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon, Xfinity.

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