Westmoreland County property record for 51 Roseanne Cir, Irwin, PA 15642
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.279 acres (12,158 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $432,000 (Feb 2026) |
| Tax Bill | $6,013 (2026) |
| Deeds & Mortgages | Aug 2025 Line of Credit Feb 2026 Sale & Mortgage + 1 more |
| APN | 55-08-08-0-093 |
| Primary APN | 55-08-08-0-093 |
|---|---|
| Alternative APN |
|
| Lot Area | 12,158 sqft (0.279 acres) |
|---|---|
| Lot Dimensions | 250 ft deep x 48.6 ft wide |
| Street Address | 51 ROSEANNE CIR |
|---|---|
| City | IRWIN |
| State | PA |
| Zip | 15642-7826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 191 & HSE 48.59 X 250.22 X IR |
| Legal Subdivision | VILLA PHASE 5 |
| Legal Lot Number | 191 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | PENN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 802304 |
Source: Westmoreland County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 51 ROSEANNE CIR, IRWIN, PA 15642-7826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 20, 2025 | Deed of Trust, Mortgage · Line of Credit CLEARVIEW FCU |
| Feb 4, 2026 | Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Oct 9, 2018 | Deed of Trust, Mortgage · Commercial Mortgage S & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on Record |
| Deed Sale | Feb 4, 2026 · Amount on Record |
| Deed Document Number | 20262911 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 51 ROSEANNE CIR, IRWIN, PA 15642-7826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000022568 |
|---|---|
| Date | Aug 20, 2025 |
| Instrument | 202508200022568 |
| Name | CLEARVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | CORAOPOLIS, PA 15108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Feb 4, 2026 |
| Property Address | 51 ROSEANNE CIR, IRWIN, PA 15642-7826 |
| Document Number | 0000002911 |
| Map Reference | VOL 90 PG 350 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 202602040002911 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 ROSEANNE CIR, IRWIN, PA 15642-7826 |
| Document Number | 0000002912 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 202602040002912 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 4, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 51 ROSEANNE CIR, IRWIN, PA 15642-7826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032031 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 201810090032031 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Address | IRWIN, PA 15642 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | Penn Township |
| Unified School District | Penn-Trafford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,013.00 | $42,670 (-) Land $4,190 Building $38,480 | |
| 2025 | $6,013.00 (+2.93%) | $42,670 (-) Land $4,190 Building $38,480 | $42,670 (-) Land $4,190 Building $38,480 |
| 2024 | $5,842.00 | $42,670 Land $4,190 Building $38,480 | |
| 1972 | $42,670 Land $4,190 Building $38,480 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2018–2019) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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