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51 Rocky Neck Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 51 Rocky Neck Ave, Gloucester, MA 01930 · Last verified April 2026

Property Summary

Property TypeRestaurant
Details1 bd · 2 ba · 3,808 sqft · built 1955
Lot Size0.377 acres (16,409 sqft)
OwnerCompany Name on File
Last Sale$2,495,000 (May 2022)
Tax Bill$11,920 (2025)
Deeds & MortgagesApr 2023 Refinance
May 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNGLOU M:0128 B:0044 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0128 B:0044 L:0000

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories1 Story
Building Area3,808 sqft Total Area
1st Floor Area3,808 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeShed Roof
Roof MaterialRolled Roofing
Lot Area16,409 sqft (0.377 acres)
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address51 ROCKY NECK AVE
CityGLOUCESTER
StateMA
Zip01930-4152
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal Block44
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2000
Census Tract221300

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0128 B:0044 L:0000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address320 WASHINGTON ST, DORCHESTER, MA 02121-3970
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
MUTUALONE BANK
May 09, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
BEE INVESTMENTS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 09, 2022 · Amount on Record
Deed SaleMay 09, 2022 · Amount on Record
Prior SaleOct 26, 2016 · Amount on Record
Deed Book / Page40920 / 303
Record UpdatedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address51 ROCKY NECK AVE, GLOUCESTER, MA 01930-4152
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041504-483
DateApr 04, 2023
Book Page41504/483
Instrument20230404000490
Lender
NameMUTUALONE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateMay 09, 2022
Property Address51 ROCKY NECK AVE, GLOUCESTER, MA 01930-4152
Document Number040920-303
Book / Page40920 / 303
Instrument DateMay 04, 2022
Instrument20220509002010
Transaction TypeTransfer
Record UpdatedMay 27, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 WASHINGTON ST # 3FF, 3FF, BROOKLINE, MA 02445-6873

Mortgage

Document Number220509002020
DateMay 09, 2022
Instrument220509002020
Lender
NameBEE INVESTMENTS LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$11,920.00 (+3.31%)$1,187,300 (+3.41%) Land $670,000 Building $517,300
2024$11,538.00 (-1.68%)$1,148,100 (+7.03%) Land $637,900 Building $510,200
2023$11,735.00$1,072,700 Land $569,700 Building $503,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092213002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 75 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies123 units insured
48 under condo master policies
Nearby Flood Claims94 (1978–2024)
Claims Outside the SFHA15 of 94
Most Recent ClaimFeb 2024, tidal / storm surge
Claims By Storm
  • Winter Coastal Storm, Dec 1992 · 7 claims
  • Coastal Storm, Oct 1991 · 25 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Wildfire

Wildfire RiskLow
above 1% of the US · above 1% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Rocky Neck Historic District (Additional Documentation)
listed 2017 · 217 contributing resources · NRIS 100001502

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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