Beaufort County property record for 51 River Tree Cir, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,712 sqft · built 2008 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Apr 2024) |
| Tax Bill | $6,790 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R60003900C04390000 |
| Primary APN | R60003900C04390000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Open Porch |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 09704563 |
|---|---|
| Old Parcel Number | R60003900C04390000 |
| Street Address | 51 RIVER TREE CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 24 BRIGHTON OAKS S/D PH I PB76 P146 PB82 PG158 |
| Legal Subdivision | BRIGHTON OAKS S/D |
| Legal Phase | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 2108 |
51 River Tree Cir is owned and occupied by an individual who bought it in April 2024.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 RIVER TREE CIR, BLUFFTON, SC 29910-8211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2024 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Feb 6, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jul 7, 2022 | Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on File |
| Deed Sale | Apr 19, 2024 · Amount on File |
| Prior Sale | Jul 7, 2022 · Amount on File |
| Deed Document Number | 2024016841 |
| Deed Book / Page | 4327 / 981 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 51 RIVER TREE CIR, BLUFFTON, SC 29910-8211 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9 SUGAR MAPLE LN, BLUFFTON, SC 29910-7698 |
| Document Number | 0000016842 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | 4327/984 |
| Instrument | 2024016842 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 51 RIVER TREE CIR, BLUFFTON, SC 29910-8211 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006609 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 3642/1802 |
| Instrument | 2018006609 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 7, 2022 |
| Property Address | 51 RIVER TREE CIR, BLUFFTON, SC 29910-8211 |
| Document Number | 0000039026 |
| Book / Page | 4162 / 200 |
| Map Reference | MB 82 PG 158 |
| Instrument Date | May 28, 2022 |
| Instrument | 2022039026 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $988.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 51 RIVER TREE CIR, BLUFFTON, SC 29910-8211 |
| Document Number | 0000039027 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2022039027 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 51 River Tree Cir was $6,790, up 248% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,790.00 (+248.03%) | $27,000 (+77.63%) | |
| 2024 | $1,951.00 | $15,200 (-) Land $2,400 Building $12,800 | $380,000 (-15.56%) Land $60,000 Building $320,000 |
| 2023 | $1,951.00 (+155.37%) | $15,200 (+106.3%) Land $2,400 Building $12,800 | $450,000 (+144.3%) Land $60,000 Building $390,000 |
| 2022 | $764.00 | $7,368 Land $1,400 Building $5,968 | $184,200 Land $35,000 Building $149,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 51 River Tree Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 37 (1990–2024) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 River Tree Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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