51 River Junction Ests, Putnam, CT 06260 Property Records

Putnam Town property record for 51 River Junction Ests, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,564 sqft · built 2022
Lot Size	2.32 acres (101,059 sqft)
Owner	2 Individual Names on File
Last Sale	$56,000 (Sep 2021)
Tax Bill	$9,899 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:110 B:004 L:07`

Property Details

APN / Parcel Number

Primary APN	`M:110 B:004 L:07`
Alternative APNs	`PUTN M:041 L:002 U:000` `3810`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,564 sqft Living Area
Gross Area	6,208 sqft
1st Floor Area	1,939 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	101,059 sqft (2.32 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3810
Street Address	51 RIVER JUNCTION ESTS
City	PUTNAM
State	CT
Zip	06260-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Lot Number	2
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	2
Census Block	2028
Census Tract	903200

Owner

Source: Putnam Town assessment roll, APN M:110 B:004 L:07, as of June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	51 RIVER JUNCTION ESTS, PUTNAM, CT 06260-2837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN CT SAVINGS BANK
Sep 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	20211780
Deed Book / Page	844 / 502
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	51 RIVER JUNCTION ESTS, PUTNAM, CT 06260-2837
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000871-349
Date	Jul 09, 2025
Book Page	871/349
Instrument	1062

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	51 RIVER JUNCTION ESTS, PUTNAM, CT 06260-2837
Transaction Type	Mortgage
Record Updated	Aug 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000847-298
Date	Dec 15, 2021
Book Page	847/298
Instrument	2388

Lender

Name	EASTERN CT SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	385 Months
Due	Jan 01, 2054

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Sep 10, 2021
Property Address	51 RIVER JUNCTION ESTS, PUTNAM, CT 06260-2837
Document Number	000844-502
Book / Page	844 / 502
Instrument Date	Sep 03, 2021
Instrument	1780
Transaction Type	Transfer
Record Updated	Aug 03, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	41C BOSTON RD, SULTON, MH

Tax Assessment & Valuation

Source: Putnam Town assessment roll as of June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,899.00	$512,900 (+73.75%) Land $68,800 Building $444,100	$359,030 Land $48,160 Building $310,870
2024	$9,899.00 (+39.78%)
2023	$7,082.00 (+473.91%)	$295,200 (+447.68%) Land $53,900 Building $241,300
2022	$1,234.00	$53,900 Land $53,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09015C, as of September 13, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 23 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Cogeco Cable Holdings II Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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