Harnett County property record for 51 Pinnacle Dr, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,250 sqft · built 2016 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Dec 2023) |
| Tax Bill | $2,621 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500060633 |
| Primary APN | 1500060633 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,250 sqft Heated Area |
| 1st Floor Area | 1,319 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500060633 |
|---|---|
| Street Address | 51 PINNACLE DR |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-9822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LOT#41 ACC/ANDERSON CRK CROSSING MAP#2015-258 |
| Legal Subdivision | ANDERSON CREEK CLUB |
| Legal Lot Number | 41 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 71204 |
51 Pinnacle Dr is owned and occupied by two individuals who bought it in December 2023.
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 PINNACLE DR, SPRING LAKE, NC 28390-9822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2023 | Warranty Deed, Transfer · VA Mortgage ENCOMPASS LENDING GROUP LP |
| Sep 14, 2020 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Sep 7, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PRIME MORTGAGE LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2023 · Amount on File |
| Deed Sale | Dec 7, 2023 · Amount on File |
| Prior Sale | Sep 14, 2020 · Amount on File |
| Deed Document Number | 202320353 |
| Deed Book / Page | 4216 / 1260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Dec 7, 2023 |
| Property Address | 51 PINNACLE DR, SPRING LAKE, NC 28390-9822 |
| Document Number | 0000020353 |
| Book / Page | 4216 / 1260 |
| Map Reference | MB 2015 PG 258&259 |
| Instrument Date | Dec 4, 2023 |
| Instrument | 2023020353 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3032 S RURAL ST, INDIANAPOLIS, IN 46237-1131 |
| Name | Verified Name |
|---|---|
| Address | 51 PINNACLE DR, SPRING LAKE, NC 28390-9822 |
| Document Number | 0000020354 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | 2023020354 |
| Name | ENCOMPASS LENDING GROUP LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Sep 14, 2020 |
| Property Address | 51 PINNACLE DR, SPRING LAKE, NC 28390-9822 |
| Document Number | 0000016347 |
| Book / Page | 3867 / 360 |
| Map Reference | MB 2015 PG 258 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 2020016347 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $522.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 58 WOODRIDGE LN, 58, CAMERON, NC 28326-8863 |
| Name | Verified Name |
|---|---|
| Address | 51 PINNACLE DR, SPRING LAKE, NC 28390-9822 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016349 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020016349 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Sep 7, 2017 |
| Property Address | 51 PINNACLE DR, SPRING LAKE, NC 28390-9822 |
| Document Number | 0000013447 |
| Book / Page | 3539 / 0198 |
| Map Reference | PL 2015 PG 258 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 2017013447 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $492.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5112 PINE BIRCH DR, 5112, RALEIGH, NC 27606-8973 |
| Name | Verified Name |
|---|---|
| Address | 51 PINNABLE DR, SPRING LAKE, NC 28390-9822 |
| Document Number | 0000013448 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 2017013448 |
| Name | PRIME MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2026 property tax bill for 51 Pinnacle Dr was $2,621, up 22.6% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,621.00 (+22.59%) | $342,809 (+17.03%) | $342,809 (+17.03%) Land $56,700 Building $286,109 |
| 2025 | $2,138.00 | $292,935 | $292,935 Land $45,000 Building $247,935 |
| 2023 | $2,138.00 | $292,935 | $292,935 Land $45,000 Building $247,935 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Pinnacle Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Pinnacle Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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