51 Paula Ave, Black Hawk, CO 80422 Property Records

Gilpin County property record for 51 Paula Ave, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,795 sqft · built 2006
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Jul 2026)
Tax Bill	$4,417 (2025)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1709-121-01-086`

Property Details

APN / Parcel Number

Primary APN	`1709-121-01-086`
Alternative APN	`R002235`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,795 sqft Heated Area
Gross Area	2,919 sqft
1st Floor Area	2,068 sqft
Upper Floors Area	727 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Porch	Slab
Porch Area	24 sqft
Greenhouse	254 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	R002235
Street Address	51 PAULA AVE
City	BLACK HAWK
State	CO
Zip	80422-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 12 T: 2S R: 73W SUBD: SKYDALE BLOCK: 016 LOT: 001A A TRACT OF LAND CREATED BY BLE 03-18 DESC RECPT #118374 FORMERLY KNOWN
Legal Range	73W
Legal Township	02S
Legal Section	12
Legal Subdivision	SKYDALE
Legal Block	16
Legal Lot Number	1A
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2031
Census Tract	13801

Owner

Source: Gilpin County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4635 HAMPSHIRE ST, BOULDER, CO 80301-4210
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT
Oct 7, 2022	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
Mar 7, 2017	Deed of Trust, Mortgage · FHA Mortgage 1ST RATE HOME MORTGAGE INC
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Sep 4, 2015 · Amount on Record
Deed Document Number	2026180879
Prior Transfer Date	Aug 23, 2007
Prior Transfer Doc	0000134177
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Jul 28, 2026
Property Address	51 PAULA AVE, BLACK HAWK, CO 80422-4311
Document Number	0000180879
Instrument Date	Jul 27, 2026
Instrument	2026180879
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,090.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4635 HAMPSHIRE ST, BOULDER, CO 80301-4210

Mortgage

Document Number	0000180879,
Date	Jul 28, 2026
Instrument	2026180879

Lender

Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Nov 25, 2026

Interest

Rate	6.52%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	51 PAULA AVE, BLACK HAWK, CO 80422-4311
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 PAULA AVE, BLACK HAWK, CO 80422-4311

Mortgage

Document Number	0000173267
Date	Oct 7, 2022
Instrument	173267

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2062

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	51 PAULA AVE, BLACK HAWK, CO 80422-4311
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158532
Date	Mar 7, 2017
Instrument	158532

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	51 PAULA AVE, BLACK HAWK, CO 80422-4311
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000169607
Date	Jun 29, 2021
Instrument	169607

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	51 PAULA AVE, BLACK HAWK, CO 80422-4311
Document Number	0000166185
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 PAULA AVE BLACK HAWK CO 804224311, BLACK HAWK, CO 80422-4311

Mortgage

Document Number	0000166185
Date	Jun 1, 2020
Instrument	166185

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,417.00 (+9.63%)	$59,920 (-0.68%) Land $4,220 Building $55,700	$958,710 (+6.47%) Land $67,500 Building $891,210
2024	$4,029.00 (+0.78%)	$60,330 (-) Land $4,260 Building $56,070	$900,450 (-) Land $63,614 Building $836,836
2023	$3,998.00 (+24.24%)	$60,330 (+36.86%) Land $4,260 Building $56,070	$900,450 (+41.96%) Land $63,614 Building $836,836
2022	$3,218.00	$44,080 Land $2,810 Building $41,270	$634,300 Land $40,500 Building $593,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 69% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Visionary Broadband Fiber · Fixed Wireless in parts of the area	300 / 300
Nedernet Fixed Wireless	100 / 100

May also be available: Magnolia Road Internet Cooperative.

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