Grays Harbor County property record for 51 Oneill Rd, Elma, WA 98541
| Property Type | Single Family Home |
|---|---|
| Details | 2,088 sqft · built 1996 |
| Lot Size | 9.8 acres (426,888 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,680 (2026) |
| Deeds & Mortgages | May 2019 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 180629330030 |
| Primary APN | 180629330030 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 2,088 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 426,888 sqft (9.8 acres) |
| Garage Area | 1,728 sqft |
| Porch | Porch |
| Porch Area | 56 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 51 ONEILL RD |
|---|---|
| City | ELMA |
| State | WA |
| Zip | 98541-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | TAX 9 & S 375 OF SW SW E OF CEN LI OF CR |
| Legal Range | 29 |
| Legal Township | 06 |
| Legal Section | 18 |
| Legal Block | 293 |
| Legal Lot Number | 330 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | ELMA |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 501 |
51 Oneill Rd is owned and occupied by an individual.
Source: Grays Harbor County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 ONEILL RD, ELMA, WA 98541-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2019 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SEC BK/WA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 51 ONEILL RD, ELMA, WA 98541-9516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0005160045 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 2019-05160045 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MONTESANO, WA 98563 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 51 ONEILL RD, ELMA, WA 98541-9516 |
| Document Number | 0000740033 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | PACIFIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 51 ONEILL RD ELMA WA 985419516, ELMA, WA 98541-9516 |
| Document Number | 0000740033 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 740033 |
| Name | FIRST SEC BK/WA |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2050 |
The 2026 property tax bill for 51 Oneill Rd was $5,680.
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | Satsop School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,680.00 | ||
| 2025 | $717,951 (-) Land $167,000 Building $550,951 | $717,951 (-) Land $167,000 Building $550,951 | |
| 2024 | $5,869.00 | $717,951 Land $167,000 Building $550,951 | $717,951 Land $167,000 Building $550,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Oneill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1999–2009) |
| Most Recent Claim | Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Oneill Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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