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51 Oak Top Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 51 Oak Top Dr, Murphy, NC 28906 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,092 sqft · built 2024
Lot Size0.869 acres (37,897 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Aug 2024)
Tax Bill$1,245 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Aug 2024 Sale
Flood ZoneZone X (minimal risk)
APN458111660125000

Property Details

APN / Parcel Number

Primary APN458111660125000
Alternative APN
  • 63558

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,092 sqft Heated Area
Gross Area1,488 sqft
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area37,897 sqft (0.869 acres)
Lot Dimensions199 ft deep x 201 ft wide
PorchOpen Porch
Porch Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number63558
Street Address51 OAK TOP DR
CityMURPHY
StateNC
Zip28906-4463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 HARVEST OAKS P/O 1746/1303
Legal Lot Number12
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1015
Census Tract930502

Owner

Source: Cherokee County records · APN 458111660125000

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address51 OAK TOP DR, MURPHY, NC 28906-4463
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Line of Credit
TRUST BANK
Aug 29, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Deed Document Number4330
Deed Book / Page1763 / 303
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Recording DateMay 13, 2026
Property Address51 OAK TOP DR, MURPHY, NC 28906-4463
Document Number001801/501
Book / Page1801 / 501
Instrument DateApr 20, 2026
Instrument20262333
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyDATA SEARCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 OAK TOP DR, MURPHY, NC 28906-4463

Mortgage

Document Number0000002333,
DateMay 13, 2026
Book Page1801/501
Instrument20262333
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.22%
Max Rate-1%

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateAug 29, 2024
Property Address51 OAK TOP DR, MURPHY, NC 28906-4463
Document Number001763/303
Book / Page1763 / 303
Instrument DateAug 28, 2024
Instrument4330
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
Tax$620.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2925 UPPER PEACHTREE RD, MURPHY, NC 28906-9182

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 OAK TOP DRIVE, MURPHY, NC 28906-4463

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,245.00$163,630$163,630 Land $15,000 Building $148,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 66% of the US · above 88% of North Carolina
Wildfire LikelihoodAbout 1 in 452 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wilkes Telephone MembershipFixed Wireless25 / 3
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: CND Acquisition, Blue Ridge Mountain Electric Membership, Verizon, T-Mobile USA, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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