51 Oak St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 51 Oak St, Windsor Locks, CT 06096

Property Summary

Property Type	Triplex
Details	6 bd · 4.5 ba · 2,645 sqft · built 1850
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Nov 2015)
Tax Bill	$5,098 (2024)
Deeds & Mortgages	Apr 2025 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINL M:29 B:54 L:1`

Property Details

APN / Parcel Number

Primary APN	`WINL M:29 B:54 L:1`
Alternative APNs	`00322900` `322900`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,645 sqft Living Area
1st Floor Area	1,102 sqft
Attic	Attic
Attic Area	1,102 sqft
Basement Area	1,102 sqft
Unfinished Basement	1,102 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	322900
Street Address	51 OAK ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1882
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RDRD
Legal Block	54
Legal Lot Number	1
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2005
Census Tract	476100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Enfield Canal listed 1976 · 2 contributing resources · NRIS 76001998

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10115 STRAWGRASS DR, HOUSTON, TX 77064-4357
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2025	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORP
Apr 23, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2015 · Amount on Record
Deed Sale	Nov 19, 2015 · Amount on Record
Prior Sale	May 28, 2009 · Amount on Record
Deed Document Number	201545647
Deed Book / Page	452 / 671
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	51 OAK ST, WINDSOR LOCKS, CT 06096-1882
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000545-333
Date	Apr 14, 2025
Book Page	545/333
Instrument	2397980018

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	51 OAK ST, WINDSOR LOCKS, CT 06096-1882
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	505-558
Date	Apr 23, 2021
Book Page	505/558
Instrument	928690015

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,520 (+91.79%) Land $38,150 Building $174,370	$148,764 Land $26,705 Building $122,059
2024	$5,098.00 (+74.71%)
2023	$2,918.00 (+1.96%)	$110,810 (-) Land $24,080 Building $86,730
2022	$2,862.00	$110,810 Land $24,080 Building $86,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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