Home Massachusetts Barnstable County Chatham Northgate Rd
51 Northgate Rd, Chatham, MA 02633 Property Records
Barnstable County and Chatham Town property record for 51 Northgate Rd, Chatham, MA 02633
Property Summary
Property Type Single Family Home Details 3 bd · 3.5 ba · 2,116 sqft · built 1984 Lot Size 0.626 acres (27,290 sqft) Owner 2 Trust Names on File Last Sale $1,900,000 (Mar 2026) Tax Bill $5,231 (2025) Deeds & Mortgages Sep 2021 Refinance Sep 2023 Line of Credit + 7 more Flood Zone Zone X (minimal risk)APN CHAT M:11I B:0013 L:G1
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Property Details APN / Parcel Number
Primary APN CHAT M:11I B:0013 L:G1 Alternative APN
Interior
Bedrooms 3 Beds Full Baths 3.5 Baths Half Baths 1 Half Bath Total Rooms 7 Rooms Stories 1 Story Building Area 2,116 sqft Living Area Gross Area 4,980 sqft
Exterior
Year Built Built 1984 Effective Year Built Effective 2022 Architectural Style Ranch Exterior Material Wood Siding Construction Type Frame Roof Type Gable Roof Material Asphalt Lot Area 27,290 sqft (0.626 acres)
Utilities, Heating & Cooling Cooling System HVAC Heating System Forced Air with A/C Heating Fuel Gas
Location & Zoning Account Number 901 Street Address 51 NORTHGATE RD City CHATHAM State MA Zip 02633 Property Category Residential Property Type Residential > Single Family > Home Local Zoning Code R60 Legal Block 13 Legal Lot Number G1 Jurisdiction CHATHAM MA Township / Civil Division CHATHAM Census Block Group 3 Census Block 3008 Census Tract 10600
Owner
51 Northgate Rd is owner-occupied and held in a trust since March 2026.
Source: Barnstable County and Chatham Town records, as of July 20, 2026
Owner of Record 2 Trust Names on File Mailing Address 51 NORTHGATE RD, CHATHAM, MA 02633 Occupancy Owner Occupied Owner Type Company Vesting Trust, Family Trust
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
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Deeds, Mortgages & Sale History
Date Document Sep 8, 2021 Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK Sep 28, 2023 Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO Feb 27, 2024 Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANKESB Sep 8, 2021 Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK Jul 9, 2019 Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK Nov 9, 2020 Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK Dec 29, 2017 Quit Claim Deed, Transfer Quitclaim Dec 29, 2017 Quit Claim Deed, Transfer · ARM PEOPLES UNITED BANK Mar 17, 2017 Quit Claim Deed, Transfer
Assessor's Deed Record
Deed Names 2 Names on Deed Last Sale Mar 2, 2026 · Amount on File Deed Sale Mar 2, 2026 · Amount on File Prior Sale Feb 27, 2024 · Amount on File Deed Book / Page 37486 / 191 Record Updated Sep 20, 2026
September 2021: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHATHAM MA Property Address 51 NORTHGATE RD, CHATHAM, MA 02633 Transaction Type Mortgage Record Updated Apr 14, 2026
Transferred To (Grantee/Buyer)
Mortgage
Document Number 034448-267 Date Sep 8, 2021 Book Page 34448/267 Instrument 58730
Lender
Name PEOPLES UNITED BANK Type Bank
Agreement
Type Stand-Alone Refinance Amount Amount on Record Term 181 Months Due Oct 1, 2036
September 2023: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHATHAM MA Property Address 51 NORTHGATE RD, CHATHAM, MA 02633 Transaction Type Mortgage Record Updated Apr 14, 2026
Transferred To (Grantee/Buyer)
Mortgage
Document Number 036007-255 Date Sep 28, 2023 Book Page 36007/255 Instrument 38335
Lender
Name MANUFACTURERS & TRADERS TRUST CO Type Bank
Agreement
Type Line of Credit Amount Amount on Record
Interest
February 2024: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction CHATHAM MA Recording Date Feb 27, 2024 Property Address 51 NORTHGATE RD, CHATHAM, MA 02633 Document Number 00036239-9 Book / Page 36239 / 9 Instrument Date Feb 27, 2024 Instrument 7306 Transaction Type Transfer Record Updated Apr 14, 2026
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $0.00 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Tenants by the Entirety Address 51 NORTHGATE RD, NORTH CHATHAM, MA 02650-1150
Mortgage
Document Number 0000007307 Date Feb 27, 2024 Instrument 7307
Lender
Agreement
Type Stand-Alone First Mortgage Amount Amount on Record
September 2021: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHATHAM MA Property Address 51 NORTHGATE RD, NORTH CHATHAM, MA 02650-1150 Transaction Type Mortgage Record Updated Sep 24, 2021
Transferred To (Grantee/Buyer)
Mortgage
Document Number 34448-267 Date Sep 8, 2021 Book Page 34448/267 Instrument 58730
Lender
Name PEOPLES UNITED BANK Type Bank
Agreement
Type Stand-Alone Refinance Amount Amount on Record Term 181 Months Due Oct 1, 2036
July 2019: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHATHAM MA Property Address 51 NORTHGATE RD, NORTH CHATHAM, MA 02650-1150 Transaction Type Mortgage Record Updated Feb 5, 2021
Transferred To (Grantee/Buyer)
Mortgage
Document Number 32144-273 Date Jul 9, 2019 Book Page 32144/273 Instrument 32233
Lender
Name CITIZENS BANK Type Bank
Agreement
Type Balloon Mortgage Amount Amount on Record
November 2020: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHATHAM MA Property Address 51 NORTHGATE RD, NORTH CHATHAM, MA 02650-1150 Transaction Type Mortgage Record Updated Feb 5, 2021
Transferred To (Grantee/Buyer)
Mortgage
Document Number 33454-118 Date Nov 9, 2020 Book Page 33454/118 Instrument 62706
Lender
Name PEOPLES UNITED BANK Type Bank
Agreement
Type Stand-Alone Refinance Amount Amount on Record Term 181 Months Due Dec 1, 2035
December 2017: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction CHATHAM MA Recording Date Dec 29, 2017 Property Address 51 NORTHGATE RD, NORTH CHATHAM, MA 02650-1150 Document Number 30997-232 Book / Page 030997 / 000232 Instrument Date Dec 29, 2017 Instrument 66649 Transaction Type Transfer Record Updated Jan 16, 2018
Transaction
Tax $0.00 Additional Quitclaim Intrafamily Transfer
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 504 OLD MARLBORO RD CONCORD MA 017424041, CONCORD, MA 01742-4041
December 2017: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction CHATHAM MA Recording Date Dec 29, 2017 Property Address 51 NORTHGATE RD, NORTH CHATHAM, MA 02650-1150 Document Number 30995-170 Book / Page 30995 / 170 Instrument 66499 Transaction Type Transfer Record Updated May 11, 2021
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $25.56 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Mortgage
Document Number 309950173 Date Dec 29, 2017 Instrument 30995/0173
Lender
Name PEOPLES UNITED BANK Type Bank
Agreement
Type ARM Amount Amount on Record Term 360 Months Due Dec 29, 2047
Interest
Rate Type Adjustable Rate Rate 3.25% Max Rate At Change 10.1% Max Rate 2.25%
March 2017: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction CHATHAM MA Recording Date Mar 17, 2017 Property Address 51 NORTHGATE RD, NORTH CHATHAM, MA 02650-1150 Document Number 30358-16 Book / Page 030358 / 000016 Instrument Date Mar 14, 2017 Instrument 12792 Transaction Type Transfer Record Updated Apr 4, 2017
Transaction
Amount Amount on Record Tax $3,021.00 Amount Accuracy Confirmed Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Husband and Wife Address PO BOX 1066 HARWICH MA 026456066, HARWICH, MA 02645-6066
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Tax Assessment & Valuation
The 2025 property tax bill for 51 Northgate Rd was $5,231, up 24% from the year before.
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
Property Jurisdictions
Type Name State Massachusetts County Barnstable County County Subdivision Chatham Town Unified School District Monomoy Regional School District (PK - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2025 $5,231.00 (+24.05%) $1,507,500 (+27.61%) Land $333,200 Building $1,174,300 $1,706,105 2024 $4,217.00 (+6.71%) $1,181,300 (+15.97%) Land $314,300 Building $867,000 2023 $3,952.00 $1,018,600 Land $261,900 Building $756,700
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
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Tax and assessment analysis, valuation & comps, ownership context, and lien insights — all in one PDF. See a sample report →
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Flood
FEMA maps place 51 Northgate Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Nearest Special Flood Hazard Area Zone AE, within 100 ft Flood Insurance Requirement Not requiredlenders may require it Flood Insurance Cost Premium on File median of 14 policies Community Rating System Class 7 (15% premium discount) Nearby Flood Policies 14 in force Nearby Flood Claims 4 (1991–2015) Claims Outside the SFHA 1 of 4 Most Recent Claim Jan 2015 · Severe Winter Storm, Snowstorm, And Flooding Claims by Event Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 51 Northgate Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Lowlower than 97% of the US · lower than 94% of Massachusetts Wildfire Likelihood Under 0.01% annual chance Exposure Nonebeyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System CHATHAM WATER DEPARTMENTserves 30,000 people · EPA ID MA4055000 Water Source Groundwater Last State Inspection Apr 2023 Lead 1 ppb (2026)action level 15 ppb
Violations Reported to EPA
Water Quality Nonelast 10 years Treatment and Procedure Nonelast 10 years Monitoring and Reporting Nonelast 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) XfinityCable 2,000 / 2,000 VerizonFixed Wireless 300 / 20 T-MobileFixed Wireless 100 / 20
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