51 Never Bend Dr, Ocala, FL 34482 Property Records

Marion County property record for 51 Never Bend Dr, Ocala, FL 34482

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,512 sqft · built 2019
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Feb 2022)
Tax Bill	$8,437 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2097-011-018`

Property Details

APN / Parcel Number

Primary APN	`2097-011-018`
Alternative APN	`0529575000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,512 sqft Living Area
1st Floor Area	2,512 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)
Lot Dimensions	271 ft deep x 370 ft wide
Garage Area	1,522 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	210 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	614 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0529575000
Old Parcel Number	2097011018
Street Address	51 NEVER BEND DR
City	OCALA
State	FL
Zip	34482-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1;A1
Legal Description	SEC 07 TWP 15 RGE 20
Legal Range	20E
Legal Township	15S
Legal Section	07
Legal Subdivision	MEADOW WOOD
Legal Block	11
Legal Lot Number	18
Jurisdiction	MARION FL
Township / Civil Division	FELLOWSHIP
Census Block Group	4
Census Block	4004
Census Tract	2602

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	51 NEVER BEND DR, OCALA, FL 34482-3522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
May 10, 2019	Loan Modification, Mortgage FIRST FED'L SVGS BK
Jan 26, 2018	Warranty Deed, Transfer · Construction Mortgage VINCENT J & LISA CICCONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Jan 26, 2018 · Amount on Record
Deed Document Number	2022018570
Deed Book / Page	7693 / 1617
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Feb 8, 2022
Property Address	51 NEVER BEND DR, OCALA, FL 34482-3522
Document Number	0076931617
Book / Page	7693 / 1617
Map Reference	MB N PG 1-27
Instrument Date	Jan 24, 2022
Instrument	2022018570
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	BRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TTL INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 NEVER BEND DR, 51, OCALA, FL 34482-3522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 NEVER BEND DR, OCALA, FL 34482-3522

Mortgage

Document Number	0076931619
Date	Feb 8, 2022
Instrument	7693/1619

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	51 NEVER BEND DR, OCALA, FL 34482-3522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068620857
Date	Nov 5, 2018
Book Page	6862/0857
Instrument	2018108861

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Nov 1, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION FL
Property Address	51 NEVER BEND DR, OCALA, FL 34482-3522
Document Number	0069781590
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	HC 71 BOX 3296 NARANJITO PR 007199536, NARANJITO, PR 00719-9536

Mortgage

Document Number	0069781590
Date	Jun 4, 2019
Book Page	006978/001590
Instrument	57119

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Interest

Rate Type	Fixed Rate
Rate	5.37%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jan 26, 2018
Property Address	51 NEVER BEND DR, OCALA, FL 34482-3522
Document Number	0067070094
Book / Page	006707 / 000094
Instrument Date	Jan 18, 2018
Instrument	7967
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	HC 71 BOX 3296 NARANJITO PR 007199536, NARANJITO, PR 00719-9536

Mortgage

Document Number	67070095
Date	Jan 26, 2018
Book Page	006707/000095
Instrument	7968

Lender

Name	VINCENT J & LISA CICCONE
Address	3779 WOODFIELD DR, COCONUT CREEK, FL 33073-2231
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 25, 2019

Interest

Rate	7%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,437.00 (+6.23%) Homeowner's exemption	$555,343 (+5.99%) Land $71,100 Building $484,243	$712,069 (+10.45%) Land $71,100 Building $640,969
2023	$7,942.00 (+27.19%) Homeowner's exemption	$523,973 (+26.77%) Land $70,113 Building $453,860	$644,681 (+14.09%) Land $70,113 Building $574,568
2022	$6,244.00 Homeowner's exemption	$413,327	$565,061 Land $50,600 Building $514,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	3 (2008–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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