Herkimer County and German Flatts Town property record for 51 Montgomery St, Ilion, NY 13357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,380 sqft · built 1890 |
| Lot Size | 0.136 acres (5,940 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,000 (Feb 2021) |
| Tax Bill | $2,678 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage May 2017 Mortgage + 1 more |
| APN | 212801 119.44-2-23 |
| Primary APN | 212801 119.44-2-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 828 sqft |
| 2nd Floor Area | 552 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,940 sqft (0.136 acres) |
| Lot Dimensions | 132 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 396 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 022056760 |
|---|---|
| Street Address | 51 MONTGOMERY ST |
| City | ILION |
| State | NY |
| Zip | 13357-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 51 MNTGMRY ST S R1 G |
| Legal Block | 2 |
| Legal Lot Number | 23.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10300 |
Source: Herkimer County and German Flatts Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 51 MONTGOMERY ST, ILION, NY 13357-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2019 | Deed of Trust, Mortgage · Balloon Mortgage ADIRONDACK BANK |
| May 4, 2017 | Deed of Trust, Mortgage ADIRONDACK BANK |
| Feb 11, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2021 · Amount on Record |
| Deed Sale | Feb 11, 2021 · Amount on Record |
| Prior Sale | Jan 14, 2000 · Amount on Record |
| Deed Document Number | 2021731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 51 MONTGOMERY ST, ILION, NY 13357-1621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20193894 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 2019-3894 |
| Name | ADIRONDACK BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 51 MONTGOMERY ST, ILION, NY 13357-1621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | RP20172205 |
|---|---|
| Date | May 4, 2017 |
| Instrument | RP2017-2205 |
| Name | ADIRONDACK BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 176 Months |
| Due | Jan 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Feb 11, 2021 |
| Property Address | 51 MONTGOMERY ST, ILION, NY 13357-1621 |
| Document Number | 0002021731 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021-731 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 391 OTSEGO ST, ILION, NY 13357-2526 |
Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Municipality | Ilion Village |
| Unified School District | Central Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,678.00 (+2.8%) | ||
| 2025 | $2,605.00 (+34.83%) | $39,800 (-) Land $8,400 Building $31,400 | $74,532 (+3%) Land $15,730 Building $58,802 |
| 2023 | $39,800 Land $8,400 Building $31,400 | $72,364 Land $15,273 Building $57,091 | |
| 2020 | $1,932.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 36 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Aug 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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