51 Mill Rd, Foster, RI 02825 Property Records

Foster Town property record for 51 Mill Rd, Foster, RI 02825

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,800 sqft · built 2004
Lot Size	7.09 acres (308,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Jul 2025)
Tax Bill	$9,540 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-0494-37`

Property Details

APN / Parcel Number

Primary APN	`7-0494-37`
Alternative APNs	`FOST P:12 L:0007-C` `P:12 L:0007=C`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	3,096 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	308,840 sqft (7.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7-0494-37
Street Address	51 MILL RD
City	FOSTER
State	RI
Zip	02825-1363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Lot Number	7-C
Jurisdiction	FOSTER RI
Township / Civil Division	FOSTER
Census Block Group	1
Census Block	1053
Census Tract	13300

Owner

Source: Foster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 MILL RD, FOSTER, RI 02825-1363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage WESTERLY COMMUNITY CU
Jul 28, 2025	Warranty Deed, Transfer AMERICAN FINANCIAL RESOURCES INC
Dec 6, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance BRISTOL COUNTY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Deed Document Number	2025490
Deed Book / Page	224 / 1003
Prior Transfer Date	Nov 24, 2021
Prior Transfer Doc	000212-375
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOSTER RI
Property Address	51 MILL RD, FOSTER, RI 02825-1363
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000225-480
Date	Sep 11, 2025
Book Page	225/480
Instrument	202500689

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOSTER RI
Recording Date	Jul 28, 2025
Property Address	51 MILL RD, FOSTER, RI 02825-1363
Document Number	00224-1003
Book / Page	224 / 1003
Instrument Date	Jul 28, 2025
Instrument	202500490
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 MILL RD, FOSTER, RI 02825-1363

Mortgage

Document Number	0202500491
Date	Jul 28, 2025
Instrument	202500491

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2040

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FOSTER RI
Recording Date	Dec 6, 2021
Property Address	51 MILL RD, FOSTER, RI 02825-1363
Document Number	000212-375
Book / Page	212 / 375
Instrument Date	Nov 24, 2021
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000212-379
Date	Dec 6, 2021
Book Page	212/379

Lender

Name	BRISTOL COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Foster Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Foster Town
Elementary School District	Foster Elementary School District (PK - 05)
Secondary School District	Foster-Glocester Regional School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,540.00 (+3.31%)	$443,300 (-) Land $132,100 Building $311,200	$549,575
2024	$9,234.00 (+24.9%)	$443,300 (+35.94%) Land $132,100 Building $311,200
2023	$7,393.00 (+3.24%)	$326,100 (-) Land $102,800 Building $223,300
2022	$7,161.00	$326,100 Land $102,800 Building $223,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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