51 Mill Rd, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 51 Mill Rd, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,221 sqft · built 1987
Lot Size	2.34 acres (101,930 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Aug 2020)
Tax Bill	$14,260 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:3 B:146`

Property Details

APN / Parcel Number

Primary APN	`DERY M:3 B:146`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,221 sqft Living Area
Gross Area	5,616 sqft
1st Floor Area	1,598 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	101,930 sqft (2.34 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	51 MILL RD
City	DERRY
State	NH
Zip	03038-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Block	146
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	3
Census Block	3005
Census Tract	3602

Owner

Source: Rockingham County and Derry Town records · APN DERY M:3 B:146

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	51 MILL RD, DERRY, NH 03038-4617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 06, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SPRING EQ LLC
Jan 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Aug 31, 2020	Warranty Deed, Transfer · Conventional with PMI HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Apr 22, 2010 · Amount on Record
Deed Document Number	202044746
Deed Book / Page	6158 / 721
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	51 MILL RD, DERRY, NH 03038-4617
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06664-1787
Date	Nov 14, 2025
Book Page	6664/1787
Instrument	25038890

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2045

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	51 MILL RD, DERRY, NH 03038-4617
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06461-2103
Date	Jan 06, 2023
Book Page	6461/2103
Instrument	23000439

Lender

Name	SPRING EQ LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	51 MILL RD, DERRY, NH 03038-4617
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06373-2570
Date	Jan 12, 2022
Book Page	6373/2570
Instrument	22001921

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Aug 31, 2020
Property Address	51 MILL RD, DERRY, NH 03038-4617
Document Number	0061580721
Book / Page	006158 / 000721
Instrument Date	Aug 28, 2020
Instrument	44746
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	NTC - KEY W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 MILL RD DERRY NH 030384617, DERRY, NH 03038-4617

Mortgage

Document Number	61580723
Date	Aug 31, 2020
Book Page	006158/000723
Instrument	44747

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

Tax Assessment & Valuation

Source: Rockingham County and Derry Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,260.00 (+1.61%)	$750,900 (-) Land $213,300 Building $537,600
2024	$14,034.00 (+9.97%)	$750,900 (+21.68%) Land $213,300 Building $537,600
2023	$12,762.00 (+8.79%)	$617,100 (+0.16%) Land $181,300 Building $435,800	$730,550
2022	$11,731.00	$616,100 Land $181,300 Building $434,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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