51 Michael St, Phelps, KY 41553 Property Records

Pike County property record for 51 Michael St, Phelps, KY 41553

Property Summary

Property Type	Mobile Home
Details	1,692 sqft · built 1977
Owner	Individual Name on Record
Tax Bill	$601 (2025)
Flood Zone	Zone AE (high risk)
APN	`198-10-02-016.03`

Property Details

APN / Parcel Number

Primary APN	`198-10-02-016.03`
Alternative APN	`12923`

Interior

Building Area	1,692 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Brick/Stone
Foundation Type	Concrete
View / Lot	Flood Plain/Flood Zone
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	51 MICHAEL ST
City	PHELPS
State	KY
Zip	41553-8474
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MH & LOT 2 NANCY JO SMITH ADD
Legal Lot Number	2
Jurisdiction	PIKE KY
Township / Civil Division	PHELPS
Census Block Group	1
Census Block	1025
Census Tract	931700

Owner

Source: Pike County records, as of November 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51 MICHAEL ST, PHELPS, KY 41553-8474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2025
Deed Sale	Jan 1, 2025
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Pike County assessment roll, as of November 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Pike County
Unified School District	Pike County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$601.00 (+1,152.08%)	$42,000 (-)	$42,000 (-)
2023	$48.00 Homeowner's exemption	$42,000	$42,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2002–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 5 claims Severe Winter Ice And Snow Storms, Heavy Rain, Flooding, Tornadoes, And Mud And, Feb 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 95% of Kentucky
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN WATER DIST serves 44,057 people · EPA ID KY0980575
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inter-Mountain Cable Cable	1,000 / 40