51 McCay Rd, Trafford, AL 35172 Property Records

Blount County property record for 51 McCay Rd, Trafford, AL 35172

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,286 sqft · built 1965
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Nov 2021)
Tax Bill	$372 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-03-08-0-000-027.001`

Property Details

APN / Parcel Number

Primary APN	`28-03-08-0-000-027.001`
Alternative APNs	`41673` `59595` `67888`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,492 sqft (0.7 acres)
Garage Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	67888
Street Address	51 MCCAY RD
City	TRAFFORD
State	AL
Zip	35172-9190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 2 E T CLEMENTS SD PB 2A/213; COM NE COR NE/SW W 460 S 310 TO POB SLY 87 SW 214 NW 158 E 60 NE 90 ELY 111 TO POB--
Legal Range	01W
Legal Township	14S
Legal Section	08
Legal Subdivision	CLEMENTS, E T SUB
Legal Lot Number	2
Jurisdiction	BLOUNT AL
Township / Civil Division	LOCUST FORK
Census Block Group	1
Census Block	1037
Census Tract	50701

Owner

Source: Blount County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51 MCCAY RD, TRAFFORD, AL 35172-9190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO LLC
May 14, 2018	Deed of Trust, Mortgage · Line of Credit HOMESERVICES LENDING LLC
Oct 11, 2017	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	May 3, 2018 · Amount on Record
Deed Document Number	202110032651
Deed Book / Page	2021 / 40257
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	51 MCCAY RD, TRAFFORD, AL 35172-9190
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/40259
Date	Nov 2, 2021
Book Page	2021/40259
Instrument	10032652

Lender

Name	GUILD MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	51 MCCAY RD, TRAFFORD, AL 35172-9190
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/11586
Date	May 14, 2018
Book Page	2018/11586

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company
Address	WEST DES MOINES, IA 50266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	51 MCCAY RD, TRAFFORD, AL 35172-9190
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0201726028
Date	Oct 11, 2017
Book Page	2017/26028

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Blount County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$372.00 (+1.09%)	$13,240 (+0.91%)	$132,220 (+0.92%)
2024	$368.00 Homeowner's exemption	$13,120 (-) Land $980 Building $12,140	$131,020 (-) Land $9,700 Building $121,320
2023	$368.00 (+26.46%) Homeowner's exemption	$13,120 (+21.93%) Land $980 Building $12,140	$131,020 (+21.95%) Land $9,700 Building $121,320
2022	$291.00 Homeowner's exemption	$10,760 Land $980 Building $9,780	$107,440 Land $9,700 Building $97,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE BLUFF WATER AUTHORITY serves 6,330 people · EPA ID AL0000104
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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