Bergen County and Rutherford Borough property record for 51 Marginal Rd, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,482 sqft · built 1956 |
| Lot Size | 0.245 acres (10,659 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Feb 2021) |
| Tax Bill | $14,314 (2025) |
| Deeds & Mortgages | Jun 2019 Refinance Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5600102A00023C |
| Primary APN | 5600102A00023C |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,482 sqft Living Area |
| 1st Floor Area | 1,482 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 10,659 sqft (0.245 acres) |
| Lot Dimensions | 209 ft deep x 51 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 5600102A00023C |
|---|---|
| Street Address | 51 MARGINAL RD |
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 51X209 |
| Legal Block | 102.1 |
| Legal Lot Number | 23.3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 51400 |
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 51 MARGINAL RD, RUTHERFORD, NJ 07070-2743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT BANK |
| Feb 23, 2021 | Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| May 25, 2018 | Deed of Trust, Mortgage PROVIDENT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2021 · Amount on Record |
| Deed Sale | Feb 23, 2021 · Amount on Record |
| Prior Sale | Jun 18, 2009 · Amount on Record |
| Deed Document Number | 202123242 |
| Deed Book / Page | 3970 / 223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 51 MARGINAL RD, RUTHERFORD, NJ 07070-2743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | ELITE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0032680107 |
|---|---|
| Date | Jun 15, 2019 |
| Book Page | 3268/107 |
| Instrument | 19-037734 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 23, 2021 |
| Property Address | 51 MARGINAL RD, RUTHERFORD, NJ 07070-2743 |
| Document Number | 0039700223 |
| Book / Page | 3970 / 223 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 2021023242 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 MONTROSS AVE, 314, RUTHERFORD, NJ 07070-2206 |
| Name | Verified Name |
|---|---|
| Address | 51 MARGINAL RD, RUTHERFORD, NJ 07070-2743 |
| Document Number | 2021023243 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021023243 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 51 MARGINAL RD, RUTHERFORD, NJ 07070-2743 |
| Document Number | 0029741759 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION |
| Name | Verified Name |
|---|---|
| Address | 51 MARGINAL RD RUTHERFORD NJ 070702743, RUTHERFORD, NJ 07070-2743 |
| Document Number | 0029741759 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 002974/001759 |
| Instrument | 43971 |
| Name | PROVIDENT BK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,300 (-) Land $233,500 Building $213,800 | $447,300 (-) Land $233,500 Building $213,800 | |
| 2025 | $14,314.00 (+2.54%) | $447,300 (-) Land $233,500 Building $213,800 | $447,300 (-) Land $233,500 Building $213,800 |
| 2024 | $13,960.00 (+5.12%) | ||
| 2023 | $447,300 Land $233,500 Building $213,800 | $447,300 Land $233,500 Building $213,800 | |
| 2022 | $13,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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