51 Main St, Chester, CT 06412 Property Records

Chester Town property record for 51 Main St, Chester, CT 06412

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1,523 sqft · built 1852
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$338,000 (Jul 2020)
Tax Bill	$6,911 (2025)
Deeds & Mortgages	Jun 2023 Refinance Jul 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`CHES M:14 B:543`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:543`
Alternative APNs	`CSTR M:14 B:543` `00081700` `81700`

Interior

Stories	3 Stories
Building Area	1,523 sqft Total Area
Basement Area	525 sqft
Unfinished Basement	525 sqft

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1990
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	81700
Street Address	51 MAIN ST
City	CHESTER
State	CT
Zip	06412-1311
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	C
Legal Block	543
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1016
Census Tract	600100

Owner

Source: Chester Town records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	184 HIGHLAND ST, WETHERSFIELD, CT 06109-4042
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ESSEX SAVINGS BANK
Jul 29, 2020	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	Sep 15, 2016 · Amount on Record
Deed Book / Page	175 / 196
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	51 MAIN ST, CHESTER, CT 06412-1311
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000183-465
Date	Jun 27, 2023
Book Page	183/465

Lender

Name	ESSEX SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2043

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Jul 29, 2020
Property Address	51 MAIN ST, CHESTER, CT 06412-1311
Document Number	175-196
Book / Page	000175 / 000196
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$338.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	51 MAIN ST CHESTER CT 064121311, CHESTER, CT 06412-1311

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,911.00	$255,220 (+6.91%) Land $126,000 Building $129,220	$178,654 Land $88,200 Building $90,454
2024	$6,911.00 (-2.52%)
2023	$7,090.00 (+0.68%)	$238,720 (-) Land $91,000 Building $147,720
2022	$7,042.00	$238,720 Land $91,000 Building $147,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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