51 Luzerne Dr, Ocean View, DE 19970 Property Records

Sussex County property record for 51 Luzerne Dr, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,250 sqft · built 2018
Lot Size	0.169 acres (7,353 sqft)
Owner	Individual Name on File
Last Sale	$342,213 (Feb 2019)
Tax Bill	$1,254 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`134-16.00-882.00`

Property Details

APN / Parcel Number

Primary APN	`134-16.00-882.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,250 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,353 sqft (0.169 acres)
Lot Dimensions	129 ft deep x 57 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	51 LUZERNE DR
City	OCEAN VIEW
State	DE
Zip	19970-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	SILVER WOODS LOT 34 PHASE 1
Legal Subdivision	OCEAN VIEW
Legal Phase	1
Legal Lot Number	34
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	2
Census Block	2012
Census Tract	51302

Owner

51 Luzerne Dr is owned and occupied by an individual who bought it in February 2019.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	51 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION OF MD INC
Jul 30, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Feb 15, 2019	Deed, Transfer
Sep 7, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2019 · Amount on File
Deed Sale	Feb 15, 2019 · Amount on File
Prior Sale	Sep 7, 2018 · Amount on File
Deed Document Number	20195179
Deed Book / Page	5016 / 109
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	51 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236830300
Date	Dec 19, 2025
Book Page	23683/300
Instrument	2025000047833

Lender

Name	STATE EMPLOYEES CREDIT UNION OF MD INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	51 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0177160100
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51 LUZERNE DR CLARKSVILLE DE 199704249, CLARKSVILLE, DE 19970-4249

Mortgage

Document Number	0177160100
Date	Aug 9, 2019
Book Page	017716/000100
Instrument	28837

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Feb 15, 2019
Property Address	51 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0050160109
Book / Page	5016 / 109
Instrument Date	Feb 14, 2019
Instrument	20190000005179
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 LUZERNE DR, OCEAN VIEW, DE 19970-4249

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 7, 2018
Property Address	51 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0049450102
Book / Page	004945 / 000102
Instrument Date	Aug 31, 2018
Instrument	32479
Transaction Type	Transfer
Record Updated	Oct 22, 2018

Transaction

Amount	Amount on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32445 ROYAL BLVD #1 DAGSBORO DE 199393860, 1, DAGSBORO, DE 19939-3860
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 51 Luzerne Dr was $1,254, down 0.6% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Ocean View Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,254.00 (-0.56%)	$3,750 (-) Land $3,750	$574,600 (-) Land $119,900 Building $454,700
2025	$1,261.00	$3,750 Land $3,750	$574,600 Land $119,900 Building $454,700
2023	$1,233.00	$3,750 Land $3,750	$58,000 Land $7,500 Building $50,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 51 Luzerne Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2010–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Luzerne Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bloosurf.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Luzerne Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures