51 Lucas St, Sparta, NC 28675 Property Records

Alleghany County property record for 51 Lucas St, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,832 sqft · built 1962
Lot Size	0.41 acres (17,860 sqft)
Owner	Company Name on File
Last Sale	$230,000 (Oct 2025)
Tax Bill	$1,048 (2026)
Deeds & Mortgages	May 2019 Refinance Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3071719048`

Property Details

APN / Parcel Number

Primary APN	`3071719048`
Alternative APNs	`78602` `85258`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Garage Area	420 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	85258
Street Address	51 LUCAS ST
City	SPARTA
State	NC
Zip	28675-9378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	#96-99 LUCAS C.G
Legal Subdivision	LUCAS, C.G
Legal Lot Number	96-99
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	1
Census Block	1024
Census Tract	950200

Owner

51 Lucas St is owned by a company that bought it in October 2025.

Source: Alleghany County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	402 WILTON AVE, WEST JEFFERSON, NC 28694-9719
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO
Oct 13, 2025	Warranty Deed, Transfer · Conventional Mortgage ARDRI LLC
Jan 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2025 · Amount on File
Deed Sale	Oct 13, 2025 · Amount on File
Deed Document Number	20252079
Deed Book / Page	452 / 2414
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	51 LUCAS ST, SPARTA, NC 28675-9378
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00399/1017
Date	May 10, 2019
Book Page	399/1017
Instrument	874

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Oct 13, 2025
Property Address	51 LUCAS ST, SPARTA, NC 28675-9378
Document Number	00452/2414
Book / Page	452 / 2414
Map Reference	MB 1 PG 69
Instrument Date	Oct 10, 2025
Instrument	2025002079
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	287 WOODLANDS DR, PINEY CREEK, NC 28663-3016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 WILTON AVE, WEST JEFFERSON, NC 28694-9719

Mortgage

Document Number	2025002080
Date	Oct 13, 2025
Instrument	2025002080

Lender

Name	ARDRI LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jan 24, 2018
Property Address	51 LUCAS ST, SPARTA, NC 28675-9378
Document Number	390/621
Book / Page	390 / 621
Instrument Date	Jan 24, 2018
Instrument	000000000121
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 3RD ST, ST AUGUSTINE, FL 32095-5738

Tax Assessment & Valuation

The 2026 property tax bill for 51 Lucas St was $1,048, up 1% from the year before.

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Municipality	Sparta Town
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,048.00 (+0.96%)	$132,800 (-1.12%) Land $24,100 Building $108,700	$132,800 Land $24,100 Building $108,700
2025	$1,038.00	$134,300 Land $24,100 Building $110,200
2023		$134,300 Land $24,100 Building $110,200	$134,300 Land $24,100 Building $110,200
2021			$134,300 Land $24,100 Building $110,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Lucas St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Lucas St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010
Water Source	Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.05 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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