51 Lovering Ave, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 51 Lovering Ave, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,064 sqft · built 1953
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$349,900 (Nov 2002)
Tax Bill	$8,230 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-52-2036`

Property Details

APN / Parcel Number

Primary APN	`51-52-2036`
Alternative APNs	`FRAM M:051 B:52 L:2036 U:000` `M:284.0 B:0150 L:0028.0` `F_685237_2942064` `7268`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
Gross Area	4,308 sqft
1st Floor Area	1,488 sqft
Basement Area	1,488 sqft
Unfinished Basement	1,488 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7268
Street Address	51 LOVERING AVE
City	FRAMINGHAM
State	MA
Zip	01701-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	52
Legal Lot Number	2036
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	3
Census Block	3032
Census Tract	383700

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	51 LOVERING AVE, FRAMINGHAM, MA 01701-7714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION
Mar 27, 2018	Quit Claim Deed, Transfer · Conventional Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2002 · Amount on Record
Deed Sale	Nov 1, 2002 · Amount on Record
Prior Sale	Oct 31, 2001 · Amount on Record
Transfer Doc	70784-7
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	51 LOVERING AVE, FRAMINGHAM, MA 01701-7714
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081303-404
Date	Mar 6, 2023
Book Page	81303/404
Instrument	22346

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Mar 27, 2018
Property Address	51 LOVERING AVE, FRAMINGHAM, MA 01701-7714
Document Number	70784-3
Book / Page	070784 / 000003
Instrument Date	Mar 19, 2018
Instrument	40551
Transaction Type	Transfer
Record Updated	Apr 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 LOVERING AVE FRAMINGHAM MA 017017714, FRAMINGHAM, MA 01701-7714

Mortgage

Document Number	70784-7
Date	Mar 27, 2018
Book Page	070784/000007
Instrument	40552

Lender

Name	WATERMARK CAP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 26, 2033

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,230.00 (+2.64%)	$695,700 (+3.6%) Land $278,300 Building $369,500	$709,101 (+0.22%)
2025	$8,018.00 (+1.96%)	$671,500 (+6.4%) Land $265,100 Building $406,400	$707,560 (+2.66%)
2024	$7,864.00 (+5.86%)	$631,100 (+11.21%) Land $236,700 Building $394,400	$689,225
2023	$7,429.00	$567,500 Land $211,300 Building $356,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	11 units insured incl. 2 condo units
Nearby Flood Claims	9 (1979–2000)
Most Recent Claim	Nov 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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