51 Long Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 51 Long Point Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,994 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$4,676 (2025)
Deeds & Mortgages	Dec 2018 Transfer Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARP M:040 L:140`

Property Details

APN / Parcel Number

Primary APN	`HARP M:040 L:140`
Alternative APN	`3088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,994 sqft Living Area
Gross Area	4,768 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3088
Street Address	51 LONG POINT RD
City	HARPSWELL
State	ME
Zip	04079-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CF2
Legal Lot Number	140
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	3
Census Block	3009
Census Tract	17102

Owner

51 Long Point Rd is owned and occupied by an individual who acquired it in December 2018.

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	51 LONG POINT RD, HARPSWELL, ME 04079-3900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 22, 2017	Deed of Trust, Mortgage TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2016
Deed Sale	Nov 23, 2016
Deed Document Number	201662721
Deed Book / Page	33633 / 240
Last Transfer Date	Dec 11, 2018
Transfer Doc	0353500070
Record Updated	Sep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARPSWELL ME
Recording Date	Dec 13, 2018
Property Address	51 LONG POINT RD, HARPSWELL, ME 04079-3900
Document Number	0353500070
Book / Page	035350 / 000070
Instrument Date	Dec 11, 2018
Instrument	63001
Transaction Type	Transfer
Record Updated	Jan 4, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 LONG POINT RD HARPSWELL ME 040793900, HARPSWELL, ME 04079-3900

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	51 LONG POINT RD, HARPSWELL, ME 04079-3900
Document Number	0399100168
Book / Page	039910 / 000168
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 LONG POINT RD HARPSWELL ME 040793900, HARPSWELL, ME 04079-3900

Mortgage

Document Number	0399100168
Date	Mar 30, 2017
Book Page	039910/000168
Instrument	14413

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 51 Long Point Rd was $4,676, up 4.7% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,676.00 (+4.73%)	$702,100 (-) Land $276,600 Building $425,500
2024	$4,465.00 (+13.47%)	$702,100 (+8.85%) Land $276,600 Building $425,500
2023	$3,935.00 (+3.39%)	$645,000 (-) Land $276,600 Building $368,400
2022	$3,806.00	$645,000 Land $276,600 Building $368,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 51 Long Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Long Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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