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51 Lone Oak Path, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 51 Lone Oak Path, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,806 sqft · built 1962
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on Record
Last Sale$679,000 (Aug 2018)
Tax Bill$13,537 (2024)
Deeds & MortgagesNov 2019 Construction Loan
Oct 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN473489 125.-4-18

Property Details

APN / Parcel Number

Primary APN473489 125.-4-18
Alternative APNs
  • 0800-125.00-04.00-018.000
  • 348912500000040180000000
  • 47340029436

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,806 sqft Living Area
Gross Area2,364 sqft
1st Floor Area1,038 sqft
2nd Floor Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleColonial
Exterior MaterialWood
Lot Area23,522 sqft (0.54 acres)
View / LotSuburban
Garage TypeAttached
Garage Area558 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address51 LONE OAK PATH
CitySMITHTOWN
StateNY
Zip11787-4289
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description19-748551 TC-54 *1423 LOTS 446 & 447 SMITHTOWN PINES UNIT 4
Legal Block4
Legal Lot Number18
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group1
Census Block1026
Census Tract135500

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address51 LONE OAK PATH, SMITHTOWN, NY 11787-4289
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2019Deed of Trust, Mortgage · Construction Mortgage
CITIZENS BANK
Oct 25, 2019Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI
CITIZENS BK NA
Aug 8, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2018 · Amount on Record
Deed SaleAug 8, 2018 · Amount on Record
Prior SaleNov 22, 2005 · Amount on Record
Deed Book / Page12973 / 32
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address51 LONE OAK PATH, SMITHTOWN, NY 11787-4289
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230780251
DateNov 12, 2019
Book Page23078/251
InstrumentDK027895
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term349 Months
DueDec 1, 2048

October 2019: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address51 LONE OAK PATH, SMITHTOWN, NY 11787-4289
Document Number0230790772
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 LONE OAK PATH SMITHTOWN NY 117874289, SMITHTOWN, NY 11787-4289

Mortgage

Document Number0230790772
DateNov 18, 2019
Book Page023079/000772
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 17, 2049
Interest
Rate TypeFixed Rate
Rate3.62%

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateAug 8, 2018
Property Address51 LONE OAK PATH, SMITHTOWN, NY 11787-4289
Document Number0129730032
Book / Page12973 / 32
Instrument DateJul 13, 2018
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 MEADOW HAVE LANE, EAST NORTHPORT, NY 11731-6511

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictHauppauge Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,065 (-) Land $220 Building $6,845$883,125 (+10,774.58%) Land $27,500 Building $855,625
2024$13,537.00
2023$7,065 Land $220 Building $6,845$8,121 Land $253 Building $7,868

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

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