Middlesex County and Reading Town property record for 51 Libby Ave, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,121 sqft · built 2014 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $636,250 (Jul 2014) |
| Tax Bill | $12,126 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:029.0-0000-0026.0 |
| Primary APN | READ M:029.0-0000-0026.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,121 sqft Living Area |
| Gross Area | 5,840 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 94000000209 |
|---|---|
| Street Address | 51 LIBBY AVE |
| City | READING |
| State | MA |
| Zip | 01867-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:029.0-0000-0026.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 LIBBY AVE, READING, MA 01867-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Nov 04, 2019 | Deed of Trust, Mortgage CITIZENS BK/RI |
| Oct 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CROSS CNTRY MTG |
| Jan 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CROSS CNTRY MTG |
| Apr 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2014 · Amount on Record |
| Deed Sale | Jul 29, 2014 · Amount on Record |
| Prior Sale | Feb 27, 2014 · Amount on Record |
| Deed Book / Page | 1449 / 73 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 LIBBY AVE, READING, MA 01867-1939 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001872566 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 1872566 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 LIBBY AVE, READING, MA 01867-1939 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1872566 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 1872566 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 LIBBY AVE, READING, MA 01867-1939 |
| Document Number | 0000028302 |
| Instrument Date | Nov 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 51 LIBBY AVE READING MA 018671939, READING, MA 01867-1939 |
| Document Number | 0000028302 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 28302 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 LIBBY AVE, READING, MA 01867-1939 |
| Document Number | 0000099500 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 51 LIBBY AVE READING MA 018671939, READING, MA 01867-1939 |
| Document Number | 0000099500 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 99500 |
| Name | CROSS CNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 LIBBY AVE, READING, MA 01867-1939 |
| Document Number | 0000080590 |
| Instrument Date | Jan 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2019 |
| Name | Verified Name |
|---|
| Document Number | 0000080590 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 80590 |
| Name | CROSS CNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 LIBBY AVE, READING, MA 01867-1939 |
| Document Number | 0001760292 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0001760292 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 1760292 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 15, 2037 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,126.00 (+3.06%) | $1,064,600 (+6.05%) Land $422,600 Building $642,000 | $1,106,750 (+3.22%) |
| 2024 | $11,766.00 (-2.25%) | $1,003,900 (+5%) Land $398,500 Building $605,400 | $1,072,265 |
| 2023 | $12,037.00 | $956,100 Land $379,500 Building $576,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173344002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Feb 1981, tidal / storm surge |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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