Union County and Clark Township property record for 51 Lance Dr, Clark, NJ 07066
| Property Type | Single Family Home |
|---|---|
| Details | 2,122 sqft · built 1966 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,463 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00008-03-00014 |
| Primary APN | 02-00008-03-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,122 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200008C00014 |
|---|---|
| Street Address | 51 LANCE DR |
| City | CLARK |
| State | NJ |
| Zip | 07066-2717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R150 |
| Legal Subdivision | VALLEY ACRES SEC 02 |
| Legal Block | 8.3 |
| Legal Lot Number | 14 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CLARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 36302 |
51 Lance Dr is owned and occupied by two individuals who acquired it in November 2014.
Source: Union County and Clark Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 LANCE DR, CLARK, NJ 07066-2717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POLIFLY SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2014 |
| Deed Sale | Nov 6, 2014 |
| Prior Sale | May 16, 2001 · Amount on File |
| Deed Document Number | 2014255868 |
| Deed Book / Page | 6029 / 916 |
| Prior Transfer Date | Jan 26, 2007 |
| Prior Transfer Doc | 0056310188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 51 LANCE DR, CLARK, NJ 07066-2717 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0157142072 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 15714/2072 |
| Instrument | 84728 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 51 LANCE DR, CLARK, NJ 07066-2717 |
| Document Number | 0146890197 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 51 LANCE DR CLARK NJ 070662717, CLARK, NJ 07066-2717 |
| Document Number | 0146890197 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 014689/000197 |
| Instrument | 690856 |
| Name | POLIFLY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | WESTFIELD, NJ 07090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2050 |
The 2025 property tax bill for 51 Lance Dr was $14,463, up 2.5% from the year before.
Source: Union County and Clark Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Clark Township |
| Unified School District | Clark Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637,400 (-) Land $247,500 Building $389,900 | $637,400 (-) Land $247,500 Building $389,900 | |
| 2025 | $14,463.00 (+2.49%) | $637,400 Land $247,500 Building $389,900 | $637,400 Land $247,500 Building $389,900 |
| 2024 | $14,112.00 | ||
| 2023 | $637,400 Land $247,500 Building $389,900 | $637,400 Land $247,500 Building $389,900 | |
| 2022 | $13,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Lance Dr in Zone X, an area of minimal flood risk, though there have been 97 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 97 (1978–2025) |
| Claims Outside the SFHA | 12 of 97 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Lance Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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