Orange County and Warwick Town property record for 51 Kosuga Ln, Warwick, NY 10990
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,980 sqft · built 2001 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Feb 2002) |
| Tax Bill | $12,830 (2024) |
| Deeds & Mortgages | Mar 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 335489 12-2-27 |
| Primary APN | 335489 12-2-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 2,570 sqft |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 900 sqft |
| Upper Floors Area | 320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 60,984 sqft (1.4 acres) |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 294 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 12-2-27 |
|---|---|
| Street Address | 51 KOSUGA LN |
| City | WARWICK |
| State | NY |
| Zip | 10990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 00215 |
| Legal Description | LT 1 GLENWOOD EST MP 9913 |
| Legal Subdivision | PLAN OF SUBDIVISION FOR GLENWOOD ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 27.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 14501 |
51 Kosuga Ln is owned and occupied by two individuals who bought it in February 2002.
Source: Orange County and Warwick Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 KOSUGA LN, PINE ISLAND, NY 10969-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2002 · Amount on File |
| Deed Sale | Feb 7, 2002 · Amount on File |
| Deed Book / Page | 5774 / 216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 51 KOSUGA LN, PINE ISLAND, NY 10969-1706 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018096 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 15176/714 |
| Instrument | 20220018096 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2042 |
Source: Orange County and Warwick Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Warwick Town |
| Unified School District | Warwick Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,000 Land $13,300 Building $40,700 | $642,900 | |
| 2024 | $12,830.00 | ||
| 2023 | $54,000 (-) Land $13,300 Building $40,700 | $583,800 (+17.3%) Land $143,788 Building $440,012 | |
| 2022 | $54,000 Land $13,300 Building $40,700 | $497,700 Land $122,582 Building $375,118 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 51 Kosuga Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1987–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Kosuga Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE ISLAND WATER CO. serves 144 people · EPA ID NY3503590 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alteva of Warwick Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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