51 Kennebec Rd, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 51 Kennebec Rd, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,735 sqft · built 1805
Lot Size	21.1 acres (919,987 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,211 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HAMN M:43 B:0 L:021`

Property Details

APN / Parcel Number

Primary APN	`HAMN M:43 B:0 L:021`
Alternative APN	`2821`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,735 sqft Living Area
Gross Area	3,296 sqft
1st Floor Area	1,170 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1805
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	919,987 sqft (21.1 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2821
Street Address	51 KENNEBEC RD
City	HAMPDEN
State	ME
Zip	04444-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12 - R
Legal Lot Number	21
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	3
Census Block	3009
Census Tract	2000

Owner

51 Kennebec Rd is owned and occupied by two individuals.

Source: Penobscot County and Hampden Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 KENNEBEC RD, HAMPDEN, ME 04444-1315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KATHADIN TRUST CO
Jul 17, 2017	Deed of Trust, Mortgage MAINE SAVINGS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	51 KENNEBEC RD, HAMPDEN, ME 04444-1315
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162140072
Date	Oct 1, 2021
Book Page	16214/72
Instrument	33700

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	51 KENNEBEC RD, HAMPDEN, ME 04444-1315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145470085
Date	Jul 17, 2017
Book Page	14547/0085
Instrument	000000021292

Lender

Name	MAINE SAVINGS FCU

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 17, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 51 Kennebec Rd was $10,211, up 23.7% from the year before.

Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,211.00 (+23.71%)	$578,540 (+9.7%) Land $174,600 Building $403,940
2024	$8,254.00 (-0.75%)	$527,400 (+22.08%) Land $159,100 Building $368,300
2023	$8,316.00 (+4.18%)	$432,000 (+12.03%) Land $130,200 Building $301,800	$599,450
2022	$7,982.00	$385,600 Land $116,200 Building $269,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Kennebec Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Kennebec Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660
Water Source	Purchased surface water from BANGOR WATER DISTRICT
Last State Inspection	May 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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