Worcester County and Gardner City property record for 51 June St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,208 sqft · built 1840 |
| Lot Size | 0.72 acres (31,357 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Oct 2003) |
| Tax Bill | $4,360 (2026) |
| Deeds & Mortgages | Dec 2020 Refinance |
| Flood Zone | Zone A (high risk) |
| APN | M:T-11 B:0005 L:0016 |
| Primary APN | M:T-11 B:0005 L:0016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,208 sqft Living Area |
| Gross Area | 2,362 sqft |
| Basement Area | 544 sqft |
| Unfinished Basement | 544 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,357 sqft (0.72 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 51 JUNE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 20 |
| Legal Lot Number | 16 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 707100 |
51 June St is owned and occupied by an individual who bought it in October 2003.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 JUNE ST, GARDNER, MA 01440-3613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2003 · Amount on File |
| Deed Sale | Oct 30, 2003 · Amount on File |
| Prior Sale | Oct 7, 2002 · Amount on File |
| Deed Document Number | 2003289101 |
| Deed Book / Page | 32095 / 23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 51 JUNE ST, GARDNER, MA 01440-3613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63977-78 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 63977/78 |
| Instrument | 155105 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 193 Months |
| Due | Jan 1, 2037 |
The 2026 property tax bill for 51 June St was $4,360, up 11,079.5% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,360.00 (+11,079.49%) | $316,600 (+14.3%) Land $80,200 Building $236,400 | $322,590 (+1.33%) |
| 2025 | $39.00 (-99.01%) | $277,000 (+5.32%) Land $72,800 Building $204,200 | $318,345 |
| 2024 | $3,942.00 (+6.25%) | $263,000 (+14.35%) Land $66,300 Building $196,700 | |
| 2023 | $3,710.00 | $230,000 Land $65,200 Building $164,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 June St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 June St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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