51 Iris Ln, Linville, NC 28646 Property Records

Avery County property record for 51 Iris Ln, Linville, NC 28646

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,970 sqft · built 2007
Owner	2 Individual Names on File
Last Sale	$850,000 (Sep 2020)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71934`

Property Details

APN / Parcel Number

Primary APN	`71934`
Alternative APN	`18550915512000000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	2,970 sqft Heated Area
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	7 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Porch	Open Porch
Porch Area	426 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	71934
Street Address	51 IRIS LN
City	LINVILLE
State	NC
Zip	28646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINV RES E 020
Legal Subdivision	LINV RES
Jurisdiction	AVERY NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2036
Census Tract	930200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Linville Historic District listed 1979 · 100 contributing resources · NRIS 79001659

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

51 Iris Ln is owned by two individuals who bought it in September 2020.

Source: Avery County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	422 FORSYTH ST, RALEIGH, NC 27609-6316
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESID'L MTG
Sep 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2020 · Amount on File
Deed Sale	Sep 12, 2020 · Amount on File
Deed Document Number	0000535266
Deed Book / Page	535 / 0266
Prior Transfer Date	Sep 12, 2019
Prior Transfer Doc	2019004086
Record Updated	Jun 8, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AVERY NC
Recording Date	Nov 29, 2021
Property Address	51 IRIS LN, LINVILLE, NC 28646
Document Number	0000007478
Book / Page	569 / 2107
Instrument Date	Nov 22, 2021
Instrument	2021007478
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1540 CASWELL ST, RALEIGH, NC 27608-2310

Mortgage

Document Number	0005692111
Date	Nov 29, 2021
Instrument	569/2111

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Month LIBOR
Max Rate	7.75%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	51 IRIS LN, LINVILLE, NC 28646
Document Number	0005360229
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	51 LRIS LN LINVILLE NC 28646, LINVILLE, NC 28646

Mortgage

Document Number	0005360229
Date	Oct 3, 2019
Book Page	000536/000229
Instrument	4556

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Sep 12, 2019
Property Address	51 IRIS LN, LINVILLE, NC 28646
Document Number	0005350266
Book / Page	000535 / 000266
Instrument Date	Sep 9, 2019
Instrument	4086
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 CASWELL ST RALEIGH NC 276082310, RALEIGH, NC 27608-2310

Tax Assessment & Valuation

The 2025 property tax bill for 51 Iris Ln was $3,637.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,637.00	$909,300 Land $275,000 Building $634,300	$909,300 Land $275,000 Building $634,300
2023	$3,637.00	$909,300 (-) Land $275,000 Building $634,300	$909,300 (-) Land $275,000 Building $634,300
2022	$3,637.00	$909,300 Land $275,000 Building $634,300	$909,300 Land $275,000 Building $634,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Iris Ln in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	23 (1994–2024)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Tropical Storm Frances, Sep 2004 · 3 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Iris Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINVILLE RESORTS INC private · serves 499 people · EPA ID NC0106105
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyline Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

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