51 Hillside Ter, Mahopac, NY 10541 Property Records

Putnam County and Carmel Town property record for 51 Hillside Ter, Mahopac, NY 10541

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,786 sqft · built 1989
Lot Size	2.64 acres (114,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jun 1997)
Tax Bill	$20,702 (2024)
Deeds & Mortgages	Feb 2019 Line of Credit Feb 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`372000 87.9-1-21`

Property Details

APN / Parcel Number

Primary APN	`372000 87.9-1-21`
Alternative APNs	`200008700900010210000000` `044550`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,786 sqft Living Area
1st Floor Area	1,592 sqft
2nd Floor Area	1,194 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	114,998 sqft (2.64 acres)
Lot Width	235 ft Width
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Open Porch
Porch Area	672 sqft
Shed	1 Shed
Canopy	87 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	044550
Street Address	51 HILLSIDE TER
City	MAHOPAC
State	NY
Zip	10541-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	21.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	3
Census Block	3009
Census Tract	11300

Owner

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 HILLSIDE TER, MAHOPAC, NY 10541-4314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2019	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Feb 20, 2019	Loan Modification, Construction Loan · Construction Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 1997 · Amount on Record
Deed Sale	Jun 24, 1997 · Amount on Record
Prior Sale	May 13, 1993 · Amount on Record
Deed Book / Page	1389 / 143
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	51 HILLSIDE TER, MAHOPAC, NY 10541-4314
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068920070
Date	Feb 20, 2019
Book Page	6892/070
Instrument	1600419

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Loan Modification, Construction Loan

Document Type	Loan Modification
Jurisdiction	PUTNAM NY
Recording Date	Feb 20, 2019
Property Address	51 HILLSIDE TER, MAHOPAC, NY 10541-4314
Document Number	0068920078
Book / Page	006892 / 000078
Instrument Date	Feb 9, 2019
Instrument	1600420
Transaction Type	Construction Loan
Record Updated	Mar 7, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 HILLSIDE TER MAHOPAC NY 105414314, MAHOPAC, NY 10541-4314

Mortgage

Document Number	68920078
Date	Feb 20, 2019
Book Page	006892/000078
Instrument	1600420

Lender

Name	CITIBANK
Type	Bank
Address	SIOUX FALIS, SD 57104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 19, 2020

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Mahopac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$798,100 (+9.48%) Land $118,300 Building $679,800	$798,100 (+9.48%) Land $118,300 Building $679,800
2024	$20,702.00 (+290.75%)
2023		$729,000 (+10.99%) Land $113,100 Building $615,900	$729,000 (+10.99%) Land $113,100 Building $615,900
2022		$656,800 Land $113,100 Building $543,700	$656,800 Land $113,100 Building $543,700
2020	$5,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1980)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS CONSOLIDATED WATER DISTRICT #1 serves 3,848 people · EPA ID NY5903426
Water Source	Purchased surface water from YORKTOWN CONSOLD. WATER DIST.#1
Last State Inspection	Mar 2026
Lead	11 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Xfinity.

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