51 Hemlock Point Rd, Sebago, ME 04029 Property Records

Cumberland County and Sebago Town property record for 51 Hemlock Point Rd, Sebago, ME 04029

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,676 sqft · built 1920
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,054 (2025)
Deeds & Mortgages	Nov 2023 Refinance Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SEBA M:029 L:036`

Property Details

APN / Parcel Number

Primary APN	`SEBA M:029 L:036`
Alternative APN	`1101`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
Gross Area	783 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Account Number	1101
Street Address	51 HEMLOCK PT RD
City	SEBAGO
State	ME
Zip	04029-3559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	36
Jurisdiction	SEBAGO ME
Township / Civil Division	SEBAGO
Census Block Group	2
Census Block	2003
Census Tract	16500

Owner

Source: Cumberland County and Sebago Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 HEMLOCK PT RD, SEBAGO, ME 04029-3559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance EVERGREEN CU
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit EVERGREEN CU
May 13, 2019	Deed of Trust, Mortgage · Line of Credit EVERGREEN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBAGO ME
Property Address	51 HEMLOCK PT RD, SEBAGO, ME 04029-3559
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0404790014
Date	Nov 15, 2023
Book Page	40479/14
Instrument	41658

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBAGO ME
Property Address	51 HEMLOCK PT RD, SEBAGO, ME 04029-3559
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0398630161
Date	Nov 23, 2022
Book Page	39863/161
Instrument	58074

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBAGO ME
Property Address	51 HEMLOCK PT RD, SEBAGO, ME 04029-3559
Document Number	0356730225
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 HEMLOCK PT RD SEBAGO ME 040293559, SEBAGO, ME 04029-3559

Mortgage

Document Number	0356730225
Date	May 29, 2019
Book Page	035673/000225
Instrument	21965

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Sebago Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Sebago Town
Unified School District	Sebago Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,054.00 (+14.34%)	$744,853 (-) Land $492,300 Building $252,553
2023	$9,668.00 (+24.81%)	$744,853 (-) Land $492,300 Building $252,553
2022	$7,746.00	$744,853 Land $492,300 Building $252,553

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sebago Fiber & WiFi Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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