51 Hemlock Ln, Clyde, NC 28721 Property Records

Haywood County property record for 51 Hemlock Ln, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 886 sqft · built 1987
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,500 (Jan 2025)
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8637-03-9723`

Property Details

APN / Parcel Number

Primary APN	`8637-03-9723`
Alternative APNs	`109256` `289834`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	886 sqft Heated Area
Gross Area	2,355 sqft
1st Floor Area	886 sqft
Upper Floors Area	665 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Area	300 sqft
Porch	Slab
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	289834
Street Address	51 HEMLOCK LN
City	CLYDE
State	NC
Zip	28721-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1A
Legal Description	#13 CAMELOT
Legal Subdivision	CAMELOT
Legal Unit	13
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	4
Census Block	4002
Census Tract	920502

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 HEMLOCK LN, CLYDE, NC 28721-9706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Oct 7, 2025	Warranty Deed, Transfer
Sep 19, 2025	Warranty Deed, Transfer
Jan 3, 2025	Warranty Deed, Transfer · Commercial Mortgage JONATHAN SONG ETAL
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2025 · Amount on Record
Deed Sale	Jan 3, 2025 · Amount on Record
Prior Sale	May 29, 1998 · Amount on Record
Deed Document Number	202542
Deed Book / Page	1120 / 1825
Last Transfer Date	Sep 16, 2025
Transfer Doc	0011380157
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Recording Date	Apr 13, 2026
Property Address	51 HEMLOCK LN, CLYDE, NC 28721-9706
Document Number	0000002985
Book / Page	1150 / 1731
Instrument Date	Apr 13, 2026
Instrument	20262985
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 HEMLOCK LN, CLYDE, NC 28721-9706
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002985,
Date	Apr 13, 2026
Book Page	1150/1731
Instrument	20262985

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 7, 2025
Property Address	51 HEMLOCK LN, CLYDE, NC 28721-9706
Document Number	0011380157
Book / Page	1138 / 157
Map Reference	MB J PG 67
Instrument Date	Sep 16, 2025
Instrument	2025008511
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 HEMLOCK LN, CLYDE, NC 28721-9706

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 19, 2025
Property Address	51 HEMLOCK LN, CLYDE, NC 28721-9706
Document Number	0011361712
Book / Page	1136 / 1712
Map Reference	MB J PG 67
Instrument Date	Sep 16, 2025
Instrument	2025007889
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 HEMLOCK LN, CLYDE, NC 28721-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	51 HEMLOCK LN, CLYDE, NC 28721-9706

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jan 3, 2025
Property Address	51 HEMLOCK LN, CLYDE, NC 28721-9706
Document Number	0011201825
Book / Page	1120 / 1825
Map Reference	MB J PG 67
Instrument Date	Dec 31, 2024
Instrument	2025000042
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 HEMLOCK LN, CLYDE, NC 28721-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 HEMLOCK LN, CLYDE, NC 28721-9706

Mortgage

Document Number	0011201828
Date	Jan 3, 2025
Instrument	1120/1828

Lender

Name	JONATHAN SONG ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	51 HEMLOCK LN, CLYDE, NC 28721-9706
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010101512
Date	Oct 16, 2020
Book Page	1010/1512
Instrument	2020010609

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,600 (-) Land $25,900 Building $219,700
2025	$2,001.00	$245,600 (-) Land $25,900 Building $219,700	$245,600 (-) Land $25,900 Building $219,700
2023		$245,600 Land $25,900 Building $219,700	$245,600 (-) Land $25,900 Building $219,700
2021			$245,600 Land $25,900 Building $219,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless · Fiber in parts of the area	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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