51 Harris St, Coventry, RI 02816 Property Records

Coventry Town property record for 51 Harris St, Coventry, RI 02816

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1966
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$286,000 (Jan 2022)
Tax Bill	$4,603 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-0001-07`

Property Details

APN / Parcel Number

Primary APN	`12-0001-07`
Alternative APNs	`COVE M:104 L:42` `10008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,430 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	12-0001-07
Street Address	51 HARRIS ST
City	COVENTRY
State	RI
Zip	02816-7814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Lot Number	42
Jurisdiction	COVENTRY RI
Township / Civil Division	COVENTRY
Census Block Group	1
Census Block	1004
Census Tract	20601

Owner

51 Harris St is owned and occupied by an individual who bought it in January 2022.

Source: Coventry Town records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	51 HARRIS ST, COVENTRY, RI 02816-7814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 3, 2022	Warranty Deed, Transfer · FHA Mortgage SHAMROCK HOME LOANS
Oct 6, 2020	Deed, Transfer · VA Mortgage HOMESTAR MORTAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Oct 6, 2020 · Amount on File
Deed Document Number	20228
Deed Book / Page	2237 / 59
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Recording Date	Jun 4, 2026
Property Address	51 HARRIS ST, COVENTRY, RI 02816-7814
Document Number	002357-896
Book / Page	2357 / 896
Instrument Date	May 24, 2026
Instrument	20269545
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 HARRIS ST, COVENTRY, RI 02816-7814

Mortgage

Document Number	0000009545,
Date	Jun 4, 2026
Book Page	2357/896
Instrument	20269545

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.23%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVENTRY RI
Recording Date	Jan 3, 2022
Property Address	51 HARRIS ST, COVENTRY, RI 02816-7814
Document Number	0002237-59
Book / Page	2237 / 59
Instrument Date	Dec 30, 2021
Instrument	2022-0008
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 HARRIS ST, COVENTRY, RI 02816-7814

Mortgage

Document Number	0020220009
Date	Jan 3, 2022
Instrument	2022-0009

Lender

Name	SHAMROCK HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0002237-75
Date	Jan 3, 2022
Book Page	2237/75
Instrument	10

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	COVENTRY RI
Recording Date	Oct 6, 2020
Property Address	51 HARRIS ST, COVENTRY, RI 02816-7814
Document Number	2179-45
Book / Page	2179 / 45
Instrument Date	Oct 6, 2020
Instrument	6557
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 HARRIS ST, COVENTRY, RI 02816-7814

Mortgage

Document Number	6558
Date	Oct 6, 2020
Instrument	6558

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 51 Harris St was $4,603, up 1.6% from the year before.

Source: Coventry Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Coventry Town
Unified School District	Coventry School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,603.00 (+1.57%)	$286,100 (-) Land $122,000 Building $164,100
2024	$4,532.00 (+3.33%)	$286,100 (-) Land $122,000 Building $164,100	$354,540
2023	$4,386.00	$286,100 Land $122,000 Building $164,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Harris St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Harris St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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