51 Frankie Ln, Stuart, VA 24171 Property Records

Patrick County property record for 51 Frankie Ln, Stuart, VA 24171

Property Summary

Property Type	Single Family Home
Details	built 1982
Lot Size	0.688 acres (29,969 sqft)
Owner	Individual Name on Record
Last Sale	$229,500 (Mar 2023)
Tax Bill	$857 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4711.07.73`

Property Details

APN / Parcel Number

Primary APN	`4711.07.73`
Alternative APNs	`102044` `99501`

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1987
Lot Area	29,969 sqft (0.688 acres)

Location & Zoning

Account Number	102044
Street Address	51 FRANKIE LN
City	STUART
State	VA
Zip	24171-4351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNS ADAMS SUB PT LOT 11 I#23-380
Legal Subdivision	JOHNS ADAMS SUBDIVISION
Legal Lot Number	11
Jurisdiction	PATRICK VA
Township / Civil Division	BLUE RIDGE
Census Block Group	3
Census Block	3008
Census Tract	30102

Owner

Source: Patrick County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51 FRANKIE LN, STUART, VA 24171-4351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Mar 14, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
Mar 13, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	2023380
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PATRICK VA
Recording Date	Mar 6, 2023
Property Address	51 FRANKIE LN, STUART, VA 24171-4351
Document Number	0230000380
Instrument Date	Feb 24, 2023
Instrument	230000380
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	APPALACHIAN TITLE AND ABSTRACTIN, APPALACHIAN TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 FRANKIE LN, STUART, VA 24171-4351
Investor	Possibly a Property Investor

Mortgage

Document Number	0230000381
Date	Mar 6, 2023
Instrument	230000381

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PATRICK VA
Recording Date	Mar 14, 2022
Property Address	51 FRANKIE LN, STUART, VA 24171-4351
Document Number	0220000471
Instrument Date	Mar 11, 2022
Instrument	220000471
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	APPALACHIAN TITLE AND ABSTRACTIN, APPALACHIAN TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28902 HUNTERS LN, ALBEMARLE, NC 28001-6318
Investor	Possibly a Property Investor

Mortgage

Document Number	0220000472
Date	Mar 14, 2022
Instrument	220000472

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PATRICK VA
Recording Date	Apr 1, 2021
Property Address	51 FRANKIE LN, STUART, VA 24171-4351
Document Number	210000702
Instrument Date	Mar 31, 2021
Instrument	210000702
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2508 FARMGATE RD, BROWNS SUMMIT, NC 27214-9769

Mortgage

Document Number	210000703
Date	Apr 1, 2021
Instrument	210000703

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PATRICK VA
Recording Date	Mar 13, 2020
Property Address	51 FRANKIE LN, STUART, VA 24171-4351
Document Number	200000444
Instrument Date	Mar 12, 2020
Instrument	200000444
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	APPALACHIAN TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000446
Date	Mar 13, 2020
Instrument	200000446

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Patrick County assessment roll, as of May 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Patrick County
Municipality	Stuart Town
Unified School District	Patrick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$857.00	$117,400 Land $10,800 Building $106,600	$117,400 Land $10,800 Building $106,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STUART serves 1,500 people · EPA ID VA5141640
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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