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51 Florida St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 51 Florida St, Ludlow, MA 01056 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,965 sqft Living Area
Lot Size7,492 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$195,000 (2003)
Tax Bill$5,300.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:12A-05700 B:63 L:0
Alternative APNs
  • LUDL M:12A B:5700 P:63
  • 3234

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,965 sqft Living Area
Gross Area2,680 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1989
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,492 sqft (0.172 acres)

Utilities and HVAC

Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3234
Street Address51 FLORIDA ST
CityLUDLOW
StateMA
Zip01056-2629
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block5700
JurisdictionLUDLOW MA
Minor Civil DivisionLUDLOW
Census Blockgroup1
Census Block1006
Census Tract810403

Owner

Source: Hampden County and Ludlow Town records · APN M:12A-05700 B:63 L:0

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address51 FLORIDA ST, LUDLOW, MA 01056-2629
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2025Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
FLORENCE BANK
Nov 13, 2018Deed of Trust, Mortgage · Line of Credit
FLORENCE BK
Nov 06, 2018Warranty Deed, Transfer
NOT AVAILABLE
Oct 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
FLORENCE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2003 · Amount on Record
Deed SaleSep 30, 2003 · Amount on Record
Prior SaleJun 29, 2000 · Amount on Record
Deed Book / Page13633 / 192
Last Transfer DateMar 03, 2025
Transfer Doc025785-445
Record RefreshedSep 20, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUDLOW MA
Recording DateMar 07, 2025
Property Address51 FLORIDA ST, LUDLOW, MA 01056-2629
Document Number025785-445
Book / Page25785 / 445
Instrument DateMar 03, 2025
Instrument10434
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 FLORIDA ST, LUDLOW, MA 01056-2629

Mortgage

Document Number0000010435
DateMar 07, 2025
Instrument10435
Lender
NameFLORENCE BANK
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueApr 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateApr 01, 2032

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address51 FLORIDA ST, LUDLOW, MA 01056-2629
Document Number22450-149
Instrument DateNov 13, 2018
Transaction TypeMortgage
Record UpdatedDec 12, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 FLORIDA ST LUDLOW MA 010562629, LUDLOW, MA 01056-2629

Mortgage

Document Number22450-149
DateNov 19, 2018
Book Page022450/000149
Instrument69018
Lender
NameFLORENCE BK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUDLOW MA
Recording DateNov 06, 2018
Property Address51 FLORIDA ST, LUDLOW, MA 01056-2629
Document Number22435-566
Book / Page022435 / 000566
Instrument DateNov 01, 2018
Instrument66738
Transaction TypeTransfer
Record UpdatedNov 28, 2018
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 FLORIDA ST LUDLOW MA 010562629, LUDLOW, MA 01056-2629

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address51 FLORIDA ST, LUDLOW, MA 01056-2629
Document Number22428-545
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 FLORIDA ST LUDLOW MA 010562629, LUDLOW, MA 01056-2629

Mortgage

Document Number22428-545
DateOct 31, 2018
Book Page022428/000545
Instrument65663
Lender
NameFLORENCE BK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 30, 2048

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,300.00 (+2.97%)$305,500 (+7.38%) Land $68,600 Building $236,900$433,675 (+2.72%)
2024$5,147.00 (+4.06%)$284,500 (+12.23%) Land $68,600 Building $215,900$422,180
2023$4,946.00$253,500 Land $57,100 Building $196,400

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