Worcester County and Petersham Town property record for 51 Flat Rock Rd, Petersham, MA 01366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1985 |
| Lot Size | 20.8 acres (909,097 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,500 (Apr 2016) |
| Tax Bill | $5,438 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2019 Refinance |
| APN | PETE M:402 B:21 L:0 |
| Primary APN | PETE M:402 B:21 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 3,312 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 909,097 sqft (20.8 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 51 FLAT ROCK RD |
|---|---|
| City | PETERSHAM |
| State | MA |
| Zip | 01366-9605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 21 |
| Jurisdiction | PETERSHAM MA |
| Township / Civil Division | PETERSHAM |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 704202 |
51 Flat Rock Rd is owned and occupied by two individuals who bought it in April 2016.
Source: Worcester County and Petersham Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 FLAT ROCK RD, PETERSHAM, MA 01366-9605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) EASTHAMPTON SAVINGS BANK |
| Dec 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2016 · Amount on File |
| Deed Sale | Apr 7, 2016 · Amount on File |
| Prior Sale | Jan 8, 2013 · Amount on File |
| Deed Book / Page | 55159 / 51 |
| Transfer Doc | 55159-146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PETERSHAM MA |
| Property Address | 51 FLAT ROCK RD, PETERSHAM, MA 01366-9605 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0069999-95 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 69999/95 |
| Instrument | 105090 |
| Name | EASTHAMPTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 133 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PETERSHAM MA |
| Property Address | 51 FLAT ROCK RD, PETERSHAM, MA 01366-9605 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 061513-223 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 61513/223 |
| Instrument | 129653 |
| Name | HOMETOWN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2026 property tax bill for 51 Flat Rock Rd was $5,438, up 2.4% from the year before.
Source: Worcester County and Petersham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Petersham Town |
| Elementary School District | Petersham School District (KG - 06) |
| Secondary School District | Ralph C. Mahar School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,438.00 (+2.39%) | $381,900 (+4.2%) Land $105,200 Building $276,700 | $314,070 (-) |
| 2025 | $5,311.00 (+15.78%) | $366,500 (+14.25%) Land $99,200 Building $267,300 | $314,070 (+25.32%) |
| 2024 | $4,587.00 (+11.52%) | $320,800 (+23.15%) Land $99,200 Building $221,600 | $250,610 |
| 2023 | $4,113.00 | $260,500 Land $88,000 Building $172,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 51 Flat Rock Rd.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 51 Flat Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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