51 Ferry Rd, Prospect (Stockton Springs), ME 04981 Property Records

Waldo County and Prospect Town property record for 51 Ferry Rd, Prospect, ME 04981

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$143,800 (Jun 2021)
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROT M:10 L:62`

Property Details

APN / Parcel Number

Primary APN	`PROT M:10 L:62`
Alternative APN	`364`

Exterior

Architectural Style	Multi-Family
Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Account Number	364
Street Address	51 FERRY RD
City	PROSPECT
State	ME
Zip	04981-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	62
Jurisdiction	PROSPECT ME
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2003
Census Tract	42000

Owner

51 Ferry Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Waldo County and Prospect Town records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	51 FERRY RD, PROSPECT, ME 04981-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK
Dec 24, 2016	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Prior Sale	Jun 8, 2010 · Amount on File
Deed Document Number	20215721
Deed Book / Page	4660 / 246
Transfer Doc	02832/0286
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT ME
Recording Date	Jun 7, 2021
Property Address	51 FERRY RD, PROSPECT, ME 04981-3106
Document Number	004660/246
Book / Page	4660 / 246
Instrument Date	Jun 7, 2021
Instrument	5721
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	51 FERRY RD, PROSPECT, ME 04981-3106

Mortgage

Document Number	0020215722
Date	Jun 7, 2021
Instrument	2021-5722

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	51 FERRY RD, PROSPECT, ME 04981-3106
Document Number	0044440167
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 FERRY RD PROSPECT ME 049813106, PROSPECT, ME 04981-3106

Mortgage

Document Number	0044440167
Date	Dec 2, 2019
Book Page	004444/000167
Instrument	11614

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BRUNSWICK, ME 04011

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2044

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	51 FERRY RD, PROSPECT, ME 04981-3106
Document Number	0041340273
Book / Page	004134 / 000273
Instrument Date	Dec 24, 2016
Transaction Type	Mortgage
Record Updated	Jan 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 183 PROSPECT ME 049810183, PROSPECT, ME 04981-0183

Mortgage

Document Number	0041340273
Date	Jan 5, 2017
Book Page	004134/000273
Instrument	112

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BUCKSPORT, ME 04416

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 4, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 51 Ferry Rd was $2,203, up 3% from the year before.

Source: Waldo County and Prospect Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Prospect Town
Unified School District	Regional School Unit 25 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,203.00 (+3.04%)	$213,840 (-) Land $46,970 Building $166,870
2024	$2,138.00 (+19.31%)	$213,840 (+73.05%) Land $46,970 Building $166,870
2023	$1,792.00 (+0.73%)	$123,570 (-) Land $27,140 Building $96,430
2022	$1,779.00	$123,570 Land $27,140 Building $96,430

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 51 Ferry Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Ferry Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Redzone Wireless Fixed Wireless	50 / 15
Fidium Fiber DSL	10 / 1

May also be available: AT&T, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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